TBI-The Economic Sponsor of Basra International Book Fair 2021
Press release
Iraq – Baghdad
October 21, 2021
Since books were and still the initial source of knowledge for human, especially Iraqi people, including but not limited to it intellectuals, writers, scientists, thinkers, and many others, who were and still egger to learn everything new, explore history, and share their culture and knowledge with the rest of the world, Trade Bank of Iraq participated as an economic sponsor for the Basra International Book Fair 2021.
The support of the bank for this fair is very important due to what the book represents, especially for Arab region. When you read or hear the well-known motto stating “Cairo Writes…Beirut Prints… Baghdad Reads” you can see how societies worked together to produce, develop, and cherish all types of book; the thing that raised them to the highest levels of education and science.
Through its participation, TBI played a very significant role in introducing the public to how to use banking services by providing necessary information and educative materials. The bank also introduced the products it provides to enable people use them in best and right ways.
At the end, we emphasize the importance of partnership in all fields and levels and its role in activating and revitalizing the economy in different forms and models, the thing than ensures a serious and effective contribution to financing the various economic sectors thus serving our beloved country.


Press Release
Baghdad-Iraq
October 17th 2021
TBI congratulates all the winners in TESTAHEL Dollar Seventh monthly draw/Season Two (USD). Congratulations to (Mr. Khalid Ayed Alwan Al Ibrahimi) from TBI Najaf branch, for winning (USD 2500) two thousands five hundred Dollar, and to the (5) winners, as listed below, for winning (USD 100) one hundred Dollar (for each):
- First Winner/ Ali Abdul Amir Jassim Al- Baldawi- TBI Karbala branch – USD 100.
- Second Winner/ Mariam Francis Touma- TBI International Zone branch – USD 100.
- Third Winner/ Mohamed Kateh Ghaly- TBI Al Kut branch – USD 100.
- Fourth Winner/ Almohannad Issa Khalaf Al Bakka– TBI Al Masbah branch – USD 100.
- Fifth Winner/ Ahmed Iyad Jawad- TBI Baghdad International Airport branch – USD 100.
The Seventh monthly draw/Season Two of TESTAHEL Dollar was held on Sunday October 17th 2021 at TBI Head Office in Al Rasheed Street-Baghdad. The event was attended by Mrs. Hiba Muhammed, Assistant Head of TBI Retail Banking, Mr. Gaith Khudair, Assistant Head of TBI Awareness and Public Protection department, Mr. Abdullah Waddah, and Mr. Zaid Nahid, an employee at TBI Governmental Banking, as well as number of the Bank employees.
It is worth mentioning that “TESTAHEL Dollar” is one of the new products issued by Trade Bank of Iraq in 2020 (in USD) and has the approval of the Central Bank of Iraq. Any citizen can participate in it by depositing USD 100 in one of TBI branches to get a chance to win prizes through:
- Monthly Draws: (1) cash prize of (USD 2500) two thousands and five hundred Dollar and (5) cash prizes of (USD 100) one hundred dollar.
- Semi-Annual Draw: (1) cash prize of (USD 5000) five thousand Dollars.
Annual Draw: (1) cash prize of (USD 30,000) thirty thousand Dollars.

Press Release
Baghdad-Iraq
October 4th 2021
TBI congratulates all the winners in TESTAHEL Dinar Seventh monthly draw/Season Five. Congratulations to (Mrs. Rabha Hamed Abdullah) from TBI Erbil branch, for winning (IQD 10,000,000) Ten million, and for the (5) winners, as listed below, for winning IQD 500,000) five hundred thousand Iraqi dinars (for each):
- First Winner/ Abdul Razzaq Abbas Batti– TBI Nasiriyah branch – IQD 500,000.
- Second Winner/ Suhad Kadhem Ali- TBI Hillah branch – IQD 500,000.
- Third Winner/ Walid Hassan Muhalhal- TBI Nasiriyah branch – IQD 500,00
- Fourth Winner/ Nabaa Ibrahim Rasool – TBI Hillah branch – IQD 500,000
- Fifth Winner/ Mudaffar Razzaq Hayawi – TBI Nasiriyah branch – IQD 500,000.
The Seventh monthly draw /Season Five of TESTAHEL Dinar was held on Monday October 4th 2021 at TBI Head Office in Al Rasheed Street-Baghdad. The event was attended by, Mrs. Hiba Muhammed, Assistant Head of TBI Retail Banking, Mr. Haider Rassim, Assistant Head of TBI Corporate Banking, and Mr. Gaith Khudair, Assistant Head of TBI Awareness and Protection of Public department, as well as number of the Bank employees.
It is worth mentioning that “TESTAHEL Dinar” is one of the new products issued by Trade Bank of Iraq in 2017 and continuing for the fifth consecutive year and has the approval of the Central Bank of Iraq. Any citizen can participate in it by depositing IQD 500,000 thousand in one of TBI branches to get chance to win valuable prizes.


We Give the best of our wishes to all the Iraqi people on the occasion of “Iraq Independence Day”
May Allah Keep our beloved Country Safe and Prosperous
Baghdad-Iraq
30th September 2021
As the Iraqi government directed the participation in Expo Dubai 2020 side by side to our Arab brothers and all world countries, Iraq will be participating, among 191 countries, in the opening of Expo Dubai 2020 on 1/10/2021 at the Iraqi Pavilion-Opportunity District. Trade Bank of Iraq is always seeking to be one of the first sponsors among other official sponsors of the Iraqi pavilion and to contribute in managing and completing the Expo participation file according to the prior directives of the Prime Minister (Order no. 145) assigning TBI officially these tasks.
The importance of Iraq’s participation in Expo 2020 Dubai lies in the fact that it is the first Expo to be held in the Middle East, Africa and South Asia region besides, it is the largest event in the history of World Expo in terms of its coverage and attracting visitors from all over the world for it attracts more than 191 participants and 25 million visitors.
The exhibition is hosted by the Emirate of Dubai in the United Arab Emirates during the period (1st October 2021 till 31st March 2022). Ii is worth mentioning that Expo is held every five years and lasts for 6 months (26 weeks) attracting millions of visitors from all over the world.


In the name of Allah, the Most Gracious, the Most Merciful
((‘who patiently persevere, who say, when afflicted with calamity: “To Allah We belong, and to Him is our return”))
With great sadness and sorrow, the President of Trade Bank of Iraq and the Chairman of the Board of Directors, Dr. Salem Jawad Chalabi, and all members of the board of directors and employees of the bank express their deep Condolences on the death of TBI former employee, Mr. Fares Ali Kamal.
May His Soul rest in Eternal Peace.
To Allah We belong, and to Him is Our return
Press Release
Baghdad-Iraq
September 15th 2021
TBI congratulates all the winners in TESTAHEL Dollar Sixth monthly draw (Semi-Annual draw)/Season Two (USD). Congratulations to (Mr. Muhammed Abed Salih) from TBI Kut branch, for winning (USD 5000) five thousands Dollar.
The Sixth monthly draw (Semi Annual draw)/Season Two of TESTAHEL Dollar was held on Wednesday September 15th 2021 at TBI Head Office in Al Rasheed Street-Baghdad. The event was attended by Mrs. Shahed Al Saadi, Head of TBI Awareness and Public Protection department, Mr. Abdullah Waddah, Assistant Head of TBI Compliance, and Mrs. Hiba Muhammed, Assistant Head of TBI Retail Banking, as well as number of the Bank employees.
It is worth mentioning that “TESTAHEL Dollar” is one of the new products issued by Trade Bank of Iraq in 2020 (in USD) and has the approval of the Central Bank of Iraq. Any citizen can participate in it by depositing USD 100 in one of TBI branches to get a chance to win prizes through:
- Monthly Draws: (1) cash prize of (USD 2500) two thousands and five hundred Dollar and (5) cash prizes of (USD 100) one hundred dollar.
- Semi-Annual Draw: (1) cash prize of (USD 5000) five thousand Dollars.
- Annual Draw: (1) cash prize of (USD 30,000) thirty thousand Dollars.

Press release
Baghdad-Iraq
September 5th 2021
TBI congratulates all the winners in TESTAHEL Dinar Sixth monthly draw /Season Five (Second Quarterly draw). Congratulations to (Mr. Muhammad Baqir Khayoun Al-Saadi (from TBI Main branch, for winning (IQD 15,000,000) Fifteen million, and for the (5) winners, as listed below, for winning IQD 500,000) five hundred thousand Iraqi dinars (for each):
- First Winner/ Nora Mohsen Jahloul Al-Debi– TBI Al Masbah branch – IQD 500,000.
- Second Winner/ Osama Zaid Mahdi- TBI Al Masbah branch – IQD 500,000.
- Third Winner/ Muthanna Sahib Rasheed- TBI Al Najaf branch – IQD 500,00
- Fourth Winner/ Iyad Balsam Jaafar- TBI Babylon Mall branch – IQD 500,000
- Fifth Winner/ Amer Mahmoud Hama Amin – TBI Sulaymaniyah branch – IQD 500,000.
The Sixth monthly draw /Season Five (Second Quarterly draw) of TESTAHEL Dinar was held on Sunday September 5th 2021 at TBI Head Office in Al Rasheed Street-Baghdad. The event was attended by, Mr. Gaith Jabbar Alkafaji, Assistant Head of Governmental Banking, Ms. Sally Saad, an employee at TBI Awareness and Protection of Public department, and Mrs. Hiba Muhammed, Assistant Head of TBI Retail Banking, as well as number of the Bank employees.
It is worth mentioning that “TESTAHEL Dinar” is one of the new products issued by Trade Bank of Iraq in 2017 and continuing for the fifth consecutive year and has the approval of the Central Bank of Iraq. Any citizen can participate in it by depositing IQD 500,000 thousand in one of TBI branches to get chance to win valuable prizes.

Press release
Baghdad-Iraq
August 15th 2021
TBI congratulates all the winners in TESTAHEL Dollar Fifth monthly draw/Season Two (USD). Congratulations to (Mr. Louay Abdul Rasool Ali) from TBI Hillah branch, for winning (USD 2500) two thousands and five hundred Dollar, and to the (5) winners, as listed below, for winning (USD 100) one hundred Dollar (for each):
- First Winner/ Yasser Samir Khudair – TBI Al Masbah branch – USD 100.
- Second Winner/ Shaima Mohamed Sheltagh – TBI Zayoona Mall branch – USD 100.
- Third Winner/ Zaid Fadel Rahoumi -TBI Al Masbah branch – USD 100.
- Fourth Winner/ Azhar Kamash Wathij – TBI Hilla branch – USD 100.
- Fifth Winner/ Mohamed Saad Abed – TBI Al Amarah branch – USD 100.
The Fifth monthly draw (Season Two) of TESTAHEL Dollar was held on Sunday August 15th 2021 at TBI Head Office in Al Rasheed Street-Baghdad. The event was attended by Mr. Salam Amman, the Compliance Officer of TBI, Mr. Gaith Khudair, Assistant Head of TBI Awareness and Public Protection department, Mr. Sarmad Majed, an employee at TBI Retail Banking as well as number of the Bank employees.
It is worth mentioning that “TESTAHEL Dollar” is one of the new products issued by Trade Bank of Iraq in 2020 (in USD) and has the approval of the Central Bank of Iraq. Any citizen can participate in it by depositing USD 100 in one of TBI branches to get a chance to win prizes through:
- Monthly Draws: (1) cash prize of (USD 2500) two thousands and five hundred Dollar and (5) cash prizes of (USD 100) one hundred dollar.
- Semi-Annual Draw: (1) cash prize of (USD 5000) five thousand Dollars.
- Annual Draw: (1) cash prize of (USD 30,000) thirty thousand Dollars.

Press release
Baghdad-Iraq
August 4th 2021
TBI congratulates all the winners in TESTAHEL Dinar fifth monthly draw/Season Five. Congratulations to (Mrs. Jenan Abed Tawfiq Al-Azzawi) from TBI Main branch, for winning (IQD 10,000,000) Ten million, and for the (5) winners, as listed below, for winning (IQD 500,000) five hundred thousand Iraqi dinars (for each):
- First Winner/ Youssif Abdul Redha Abbas– TBI Al Tahreer branch – IQD 500,000.
- Second Winner/ Lamia Abdul Hakim Lafta- TBI Meesan Oil Company branch – IQD 500,000.
- Third Winner/ Naseer Hashem Sadiq- TBI Main branch – IQD 500,00
- Fourth Winner/ Qaiser Adnan Hayal – TBI Iraqi Nasiriyah branch – IQD 500,000
- Fifth Winner/ Aqil Jabbar Khuwair – TBI Haibet Khatoun branch – IQD 500,000.
The Fifth monthly draw / Season Five of TESTAHEL Dinar was held on Wednesday August 4th 2021 at TBI Head Office in Al Rasheed Street-Baghdad. The event was attended by, Mr. Thamir Khairallah, Head of TBI Governmental Banking, Ms. Sally Saad, an employee at TBI Awareness and Protection of Public department, and Zaid Mahmood, an employee at TBI Retail Banking as well as number of the Bank employees.
It is worth mentioning that “TESTAHEL Dinar” is one of the new products issued by Trade Bank of Iraq in 2017 and continuing for the fifth consecutive year and has the approval of the Central Bank of Iraq. Any citizen can participate in it by depositing IQD 500,000 thousand in one of TBI branches to get chance to win valuable prizes.


Wishing you blessed years to come on the occasion of
EID ALADHA 2021
Press release
Baghdad-Iraq
July 15th 2021
TBI congratulates all the winners in TESTAHEL Dollar Forth monthly draw/Season Two (USD). Congratulations to (Mr. Salah Abed Ali Mansour) from TBI “Iraqi Red Crescent Society” branch, for winning (USD 2500) two thousands and five hundred Dollar, and to the (5) winners, as listed below, for winning (USD 100) one hundred Dollar (for each):
- First Winner/ Ammar Yasser Samir – TBI Main branch – USD 100.
- Second Winner/Azhar Kamash Wethij – TBI Hillah branch – USD 100.
- Third Winner/ Jinan Abdul-Khaleq Hussein-TBI International Zone branch – USD 100.
- Fourth Winner/ Asaad Muhammad Ali Kadhim-TBI Najaf branch – USD 100.
- Fifth Winner/ Salam Hussein Hassan- TBI Karbala branch – USD 100.
The Fourth monthly draw (Season Two) of TESTAHEL Dollar was held on Thursday July 15th 2021 at TBI Head Office in Al Rasheed Street-Baghdad. The event was attended by Head of TBI Investment and Treasury department, Ms. Hanan Zuhdi, Assistant Head of TBI Retail Banking, Mrs. Hiba Muhammad, and Assistant Head of TBI Awareness and Public Protection department, Mr. Gaith Khudair, as well as number of the Bank employees.
It is worth mentioning that “TESTAHEL Dollar” is one of the new products issued by Trade Bank of Iraq in 2020 (in USD) and has the approval of the Central Bank of Iraq. Any citizen can participate in it by depositing USD 100 in one of TBI branches to get a chance to win prizes through:
- Monthly Draws: (1) cash prize of (USD 2500) two thousands and five hundred Dollar and (5) cash prizes of (USD 100) one hundred dollar.
- Semi-Annual Draw: (1) cash prize of (USD 5000) five thousand Dollars.
Annual Draw: (1) cash prize of (USD 30,000) thirty thousand Dollars.

Press release
Baghdad-Iraq
July 4th 2021
TBI congratulates all the winners in TESTAHEL Dinar fourth monthly draw/Season Five. Congratulations to (Ms. Warqa Medhat Abdul Aziz) from TBI Al Tahreer branch, for winning (IQD 10,000,000) Ten million, and for the (5) winners, as listed below, for winning IQD 500,000) five hundred thousand Iraqi dinars (for each):
- First Winner/ Aziza Ali Antik – TBI Babylon Mall branch – IQD 500,000.
- Second Winner/ Youssef Haider Asaad – TBI Hillah branch – IQD 500,000.
- Third Winner/ Hana Abdullah Idan – TBI Basra branch – IQD 500,00
- Fourth Winner/ Namir Ali Abdul-Hussein – TBI Iraqi Red Crescent Society branch – IQD 500,000
- Fifth Winner/ Ali Abbas Badr – TBI International Zone branch – IQD 500,000.
The Fourth monthly draw / Season Five of TESTAHEL Dinar was held on Sunday July 4th 2021 at TBI Head Office in Al Rasheed Street-Baghdad. The event was attended by TBI Compliance Officer, Mr. Salam Amaan, TBI Assistant Head of TBI Retail Banking, Mr. Duraid Khalid, Assistant Head of TBI Legal department, Mr. Ayman Talib and Assistant Head of TBI Awareness and Protection of Public department, Mr. Ghaith Khudhair as well as number of the Bank employees.
It is worth mentioning that “TESTAHEL Dinar” is one of the new products issued by Trade Bank of Iraq in 2017 and continuing for the fifth consecutive year and has the approval of the Central Bank of Iraq. Any citizen can participate in it by depositing IQD 500,000 thousand in one of TBI branches to get a chance to win valuable prizes.

Press release
Baghdad-Iraq
June 15th 2021
TBI congratulates all the winners in TESTAHEL Dollar Third monthly draw/Season Two (USD). Congratulations to (Mrs. Sabiha Muhammad Hassan Ali) from TBI “Zayouna Mall” branch, for winning (USD 2500) two thousands and five hundred Dollar, and for the (5) winners, as listed below, for winning (USD 100) one hundred Dollar (for each):
- First Winner/ Alaa Khudair Abbas – TBI International Zone branch – USD 100.
- Second Winner/ Narges Abdul Ameer Ali – TBI Hillah branch – USD 100.
- Third Winner/ Riaad Saheb Mohsen – TBI Karbala branch – USD 100.
- Fourth Winner/ Ghaith Latif Salman – TBI Majidi Mall – Erbil branch – USD 100.
- Fifth Winner/- Farah Fadel Abbas – TBI Hillah branch – USD 100.
The Third monthly draw (Season Two) of TESTAHEL Dollar was held on Thursday June 15th 2021 at TBI Head Office in Al Rasheed Street-Baghdad. The event was attended by TBI Compliance Officer, Mr. Salam Amaan and Assistant Head of TBI Retail Banking Mrs. Hiba Muhammad, as well as number of the Bank employees.
It is worth mentioning that “TESTAHEL Dollar” is one of the new products issued by Trade Bank of Iraq in 2020 (in USD) and has the approval of the Central Bank of Iraq. Any citizen can participate in it by depositing USD 100 in one of TBI branches to get a chance to win prizes through:
- Monthly Draws: (1) cash prize of (USD 2500) two thousands and five hundred Dollar and (5) cash prizes of (USD 100) one hundred dollar.
- Semi-Annual Draw: (1) cash prize of (USD 5000) five thousand Dollars.
- Annual Draw: (1) cash prize of (USD 30,000) thirty thousand Dollars.


Trade Bank of Iraq launches online banking system and mobile app to its customers
- TBI aims to offer seamless banking experience with the latest technologies through the launch
Baghdad, 13 June 2021: The Trade Bank of Iraq (TBI) has today launched its online banking system and mobile app as part of its efforts to help meet customers’ needs and provide seamless banking experiences.
Available in English and Arabic, the online banking system and mobile app will offer safe and secure banking convenience, allowing customers to conduct their banking transactions more easily.
The launch comes at the back of a successful soft launch in April by TBI. Developed by Finastra, a leading financial technology organisation, the launch of the online system and mobile app comes at a vital time in response to the COVID-19 pandemic where people will be able to minimise the number of physical visits to TBI branches as well as save significant time.
Among the key features is the international money transfer option, a first-of-its-kind for Iraqi banks that will enable TBI customers to transfer funds to any bank around the world.
As well as having access to their accounts and finding out their daily and monthly withdrawal limits, customers can also check the balance of each account, view their transaction history for up to one year and check their bank statements.
The mobile app, which is available to download from the Apple App Store and Google Play , also enables customers to see the nearest TBI ATMs and branches.
Dr. Salem Jawad Chalabi, Chairman of the TBI and Chairman of the Board of Directors, said: “Today is a historic day for the Trade Bank of Iraq as we introduce our online banking system and mobile app for the first time.
“With more people using smartphones and computers and having access to the internet, the online banking system and mobile app will help take banking experiences to the next level.
“Safe and secure, they have both been created to make the everyday lives easier for our customers, giving them the opportunity to bank the way that suits them best. At the same time, it also provides more flexibility and convenience, allowing our customers to manage their accounts and money from anywhere at any time with just a few clicks of a button.
“This is a significant chapter in our history and one that will greatly enhance the customer experience as well as help propel TBI’s growth in Iraq and around the world.”
Since establishing in 2003, TBI has become one of the leading banks in Iraq. It has played an integral role towards reaching its strategic goals both in business and in assisting the ongoing reconstruction of Iraq, strengthening its reputation as a competent institution with access to global financial networks.
Having opened its first branch outside of Iraq in Riyadh, the Kingdom of Saudi Arabia, TBI is planning on upgrading its representative office in the Abu Dhabi Global Market, and expanding its network of branches inside as well as outside of Iraq, and launch the bank’s first branch in Europe making Iraq’s leading bank for finance and investment solutions.
ENDS

Press release
Baghdad-Iraq
Jun 6th 2021
TBI congratulates all the winners in TESTAHEL Dinar third monthly draw (First quarter draw) /Season Five. Congratulations to (Mr. Khalid Yusuf Mohamed Al-Shabander) from TBI Iraqi Red Crescent Society branch, for winning (IQD 15,000,000) Fifteen million, and for the (5) winners, as listed below, for winning IQD 500,000) five hundred thousand Iraqi dinars (for each):
- First Winner/ Bahaa Abdulameer Hasan – TBI Main branch – IQD 500,000.
- Second Winner/ Qasim Karim Shukur- TBI Zayouna Mall branch – IQD 500,000.
- Third Winner/ Safaa Abdulhussein Nasser – TBI Al-Masbah branch – IQD 500,00
- Fourth Winner/ Dawood Salem Ahmed Al Salem – TBI Iraqi Red Crescent Society branch – IQD 500,000
- Fifth Winner/ Ali Saad Mahdi – TBI Al-Masbah branch – IQD 500,000.
The Third monthly draw (First quarter draw) / Season Five of TESTAHEL Dinar was held on Sunday June 6th 2021 at TBI Head Office in Al Rasheed Street-Baghdad. The event was attended by TBI Compliance Officer, Mr. Salam Amaan, TBI Head of Risk Management Department, Mr. Thaer Ali, Assistant Head of TBI Awareness and Protection of Public department, Mr. Ghaith Khudhair and Mr. Ali Al Nawab of TBI Retail Banking, as well as number of the Bank employees.
It is worth mentioning that “TESTAHEL Dinar” is one of the new products issued by Trade Bank of Iraq in 2017 and continuing for the fifth consecutive year and has the approval of the Central Bank of Iraq. Any citizen can participate in it by depositing IQD 500,000 thousand in one of TBI branches to get a chance to win valuable prizes.


Press release
Baghdad-Iraq
May 24th 2021
TBI congratulates all the winners in TESTAHEL Dollar Second monthly draw/Season Two (USD). Congratulations to (Mr. Ahmed Farouq Alwan) from TBI Hillah branch, for winning (USD 2500) two thousands and five hundred Dollar, and for the (5) winners, as listed below, for winning (USD 100) one hundred Dollar (for each):
- First Winner/ Raidar Safar Saifullah- TBI Haibet Khatoun branch – USD 100.
- Second Winner/ Saadoun Mohsen Shukoor- TBI Haibet Khatoun branch – USD 100.
- Third Winner/ Kawther Loai Abdulrasool- TBI Hillah branch – USD 100.
- Fourth Winner/ Ali Zaidan Faydallah- TBI Main branch – USD 100.
- Fifth Winner/ Wejdan Salem Hantoush- TBI Basrah branch – USD 100.
The Second monthly draw (Season Two) of TESTAHEL Dollar was held on Monday May 24th 2021 at TBI Head Office in Al Rasheed Street-Baghdad. The event was attended by TBI Compliance Officer, Mr. Salam Amaan, Head of TBI Collection Section, Mr. Zaid Kamal, and Mr., Duraid Khalid Maher, Assistant Head of TBI Retail Banking, as well as number of the Bank employees.
It is worth mentioning that “TESTAHEL Dollar” is one of the new products issued by Trade Bank of Iraq in 2020 (in USD) and has the approval of the Central Bank of Iraq. Any citizen can participate in it by depositing USD 100 in one of TBI branches to get a chance to win prizes through:
- Monthly Draws: (1) cash prize of (USD 2500) two thousands and five hundred Dollar and (5) cash prizes of (USD 100) one hundred dollar.
- Semi-Annual Draw: (1) cash prize of (USD 5000) five thousand Dollars.
- Annual Draw: (1) cash prize of (USD 30,000) thirty thousand Dollars.

Press Release
Baghdad-Iraq
May 4th 2021
TBI congratulates all the winners in TESTAHEL Dinar First monthly draw/Season Five. Congratulations to (Mustafa Abdulmahdi Nehme) from TBI Zayouna Mall branch, for winning (IQD 10,000,000) ten million Iraqi dinars, and for the (5) winners, as listed below, for winning (IQD 500,000) five hundred thousand Iraqi dinars (for each): –
- First winner / Kifah Hussein Ali Al-Ataar-TBI Ministry of Oil branch – IQD 500,000.
- Second winner / Jawad Kadhum Ali-TBI Zayouna Mall branch-IQD 500,000.
- Third winner / Jinan Khalid Jomaa-TBI International Zone branch-IQD 500,000.
- Fourth winner / Abdulazeez Mohammed Saleh Dhaher-TBI Najaf branch-IQD 500,000.
- Fifth winner / Aaref Mohammed Anees-TBI Najaf branch-IQD 500,000.
The Second monthly draw/Season Five of TESTAHEL Dinar was held on Tuesday May 4th 2021 at TBI Head Quarter Office in Al Rusafa -Baghdad. The event was attended by Head of TBI Cooperate Banking, Mr. Haider Rasem, Head of TBI Collection Section, Mr. Zaid Kamal, Assistant Head of TBI Awareness and Protection of Public department, Mr. Ghaith Khudhair, and Assistant Head of TBI Retail banking Mrs. Hiba Muhammed, as well as number of the Bank employees.
It is worth mentioning that “TESTAHEL” is one of the new products issued by Trade Bank of Iraq in 2017 and continuing for the fourth consecutive year and has the approval of the Central Bank of Iraq. Any citizen can participate in it by depositing IQD 500,000 thousand in one of TBI branches to get a chance to win valuable prizes.


Press release
Baghdad-Iraq
April 15th 2021
TBI congratulates all the winners in TESTAHEL Dollar First monthly draw/Season Two (USD). Congratulations to (Mr. Ali Hussein Ali) from TBI Parliament branch, for winning (USD 2500) two thousands and five hundred Dollar, and for the (5) winners, as listed below, for winning (USD 100) one hundred Dollar (for each):
- First Winner/ Ahmed Nizar Shaban- TBI Al Masbah branch – USD 100.
- Second Winner/ Raad Hussein Hatem- TBI Zayoona Mall branch – USD 100.
- Third Winner/ Ahlam Khaled Saleh- TBI Al Tahreer branch – USD 100.
- Fourth Winner/ Hussein Ali Youssef- TBI Red Crescent Society branch – USD 100.
- Fifth Winner/ Adham Essam Karim- TBI Haibet Khatoun branch – USD 100.
The First monthly draw (Season Two) of TESTAHEL Dollar was held on Thursday April 15th 2021 at TBI Head Office in Al Rasheed Street-Baghdad. The event was attended by Head of TBI Cooperate Banking, Mr. Haider Rasim, Head of TBI Banking Awareness and Public Protection, Mrs. Shahad Al Saadi, and Ms., Hiba Muhammed, Assistant Manager of TBI Retail Banking, as well as number of the Bank employees.
It is worth mentioning that “TESTAHEL Dollar” is one of the new products issued by Trade Bank of Iraq in 2020 (in USD) and has the approval of the Central Bank of Iraq. Any citizen can participate in it by depositing USD 100 in one of TBI branches to get a chance to win prizes through:
- Monthly Draws: (1) cash prize of (USD 2500) two thousands and five hundred Dollar and (5) cash prizes of (USD 100) one hundred dollar.
- Semi-Annual Draw: (1) cash prize of (USD 5000) five thousand Dollars.
- Annual Draw: (1) cash prize of (USD 30,000) thirty thousand Dollars.

Ramadan Kareem
Wishing you and your families blessed Ramadan

Trade Bank of Iraq Continues to Develop its Business in KSA
Baghdad-Iraq
April 19, 2021
The Chief Representative of Trade Bank of Iraq, Mr. Habib Bitar, visited Kingdom of Saudi Arabia (KSA) to discuss and follow up the procedures of developing the Bank’s branch business in Riyadh with the Saudi Arabian Monetary Agency (SAMA) and Central Bank of Saudi Arabia. This comes in consistent with the Bank’s plan to expand its business at both regional and global levels.
The visit aims toward activating the banking and commercial activities by the mean of strengthening cooperation aspects within this bilateral relationship. For that regard, the Iraqi government is working to implement many projects and investments in partnership with the Kingdom of Saudi Arabia in different broader areas which shall contribute to the consolidation of relations between these two countries.
The Republic of Iraq seeks to build a stronger and more significant presence in the financial market at regional level as a financial institution having close relations with global financial networks. This expansion of Bank business is an opportunity to build a network of banking relationships with major institutions in the Saudi financial and banking sectors and shall provide investment opportunities in the Iraqi market, which is witnessing a continuous growth.

Press Release
Baghdad-Iraq
April 4th 2021
TBI congratulates all the winners in TESTAHEL Dinar First monthly draw/Season Five. Congratulations to (Muhsen Taqi Abdul Hussain) from TBI Iraqi Red Crescent Society branch, for winning (IQD 10,000,000) ten million Iraqi dinars, and for the (5) winners, as listed below, for winning (IQD 500,000) five hundred thousand Iraqi dinars (for each): –
- First winner / Sarri Salam Samaan-TBI Erbil branch-IQD 500,000.
- Second winner / Mohammed Kamel Mustafa-TBI Masbah branch-IQD 500,000.
- Third winner / Haider Shalash Mohsen-TBI Nasiriyah branch-IQD 500,000.
- Fourth winner / Muhammad Ali Hussein-TBI Babylon Mall branch-IQD 500,000.
- Fifth winner / Mushtaq Kazem Abbas-TBI Masbah branch-IQD 500,000.
The First monthly draw/Season Five of TESTAHEL Dinar was held on Sunday April 4th 2021 at TBI Head Quarter Office in Al Rusafa -Baghdad. The event was attended by Ms. Hanan Zuhdi, Head of Treasury and Investment department, Mrs. Shahad Al Saadi. Head of Awareness and Protection of Public department, Mr. Salam Aman, Compline Head, and Mrs. Hiba Muhammed, Assistant Manager of TBI Retail banking as well as number of the Bank employees.
It is worth mentioning that “TESTAHEL” is one of the new products issued by Trade Bank of Iraq in 2017 and continuing for the fifth consecutive year and has the approval of the Central Bank of Iraq. Any citizen can participate in it by depositing IQD 500,000 thousand in one of TBI branches to get a chance to win valuable prizes.

Press release
Baghdad-Iraq
March 15th 2021
TBI congratulates the winner in TESTAHEL Dollar Annual draw/Season One (USD), (Ms. Jinan Abdul Khaliq Hussein), from TBI International Zone branch, for winning (USD 30,000) thirty thousand Dollar.
The Twelfth monthly draw/Season One of TESTAHEL Dollar (the Annual Draw) was held on Monday March 15th 2021 at TBI Head Office in Al Rasheed Street-Baghdad. The event was attended by, Head of Retail Banking Dept., Mrs. Hind Al Bazz, Ms. Shahad Al-Saadi, Head of TBI, Head of Governmental Banking Dept., Mr. Thamir Khairallah Gathban, Ms. Israa Abdul Kareem, Assistant Manager of TBI Banking Awareness and Public Protection, Mr. Laith Sameer, Assistant Manager of TBI Retail Bankin, and Assistant Manager of TBI Internal Audit, Mr. Abdulla Ali, as well as number of the Bank employees.
It is worth mentioning that “TESTAHEL Dollar” is one of the new products issued by Trade Bank of Iraq in 2020 (in USD) and has the approval of the Central Bank of Iraq. Any citizen can participate in it by depositing USD 100 in one of TBI branches to get a chance to win valuable prizes.

Trade Bank of Iraq Welcomes Pope Francis in Iraq.
#Pope_Francis
#Trade_Bank_of_Iraq

Press Release
Baghdad-Iraq
March 4th 2021
TBI congratulates all the winners in TESTAHEL Dinar Annual draw/Season Four. Congratulations to (Mr. Nazar Sahel Mahdi) from TBI Nasiriyah branch, for winning (IQD 100,000,000) one hundred million Iraqi dinars, and for Mr. Haider Abdul Hussein Muhsen from TBI Hiilah branch for wunning (IQD 50,000,000) fifty million Iraqi dinars, as well as for the five (5) winners, as listed below, for winning (IQD 2,500,000) two million and five hundred thousand Iraqi dinars (for each): –
- First winner / Hisham Adnan Abbas Al-Anbari-TBI Main branch-IQD 2,500,000.
- Second winner / Ali Walid Abdul-Jabbar-TBI Iraqi Red Crescent Society branch-IQD 2,500,000.
- Third winner / Aleya Musa Reda Al-Najjar-TBI Zayoona Mall branch-IQD 2,500,000.
- Fourth winner / Youssef Yaqoub Abdullah-TBI Babylon Mall branch-IQD 2,500,000.
- Fifth winner / Muhammad Saadi Hussein Osman-TBI Main branch-IQD 2,500,000.
The Twelfth monthly draw/Season Four (The Annual Draw) of TESTAHEL Dinar was held on Thursday March 4th 2021 at TBI Head Quarter Office in Al Rusafa -Baghdad. The event was attended by TBI Vice President, Mrs. Yusser Hazim, Ms. Hind Al Bazz, Head of TBI Retail Banking, Ms. Hanan Zuhdi, Head of TBI Treasury and Investment, Ms. Shahad Al-Saadi, Head of TBI Banking Awareness and Public Protection, and Mr. Sudad Khalil, Head of TBI Internal Audit, as well as number of the Bank employees.
It is worth mentioning that “TESTAHEL” is one of the new products issued by Trade Bank of Iraq in 2017 and has the approval of the Central Bank of Iraq.

Press release
Baghdad-Iraq
February 15th 2021
TBI congratulates all the winners in TESTAHEL Dollar Eleven monthly draw/Season One (USD). Congratulations to (Mr. Sttar Jabbar Muktaa) from TBI Al Masbah branch, for winning (USD 2500) two thousands and five hundred Dollar, and for the (5) winners, as listed below, for winning (USD 100) one hundred Dollar (for each):
- First Winner/Enas Abdulameer Issa – TBI Iraqi Red Crescent Society branch – USD 100.
- Second Winner/Yahya Ali Akbar Taqi – TBI Zayoona Mall branch – USD 100.
- Third Winner/Haifaa Hameed Mohan – TBI International Zone branch – USD 100.
- Fourth Winner/Saad Hashem Abdulsalam – TBI Zayoona Mall branch – USD 100.
- Fifth Winner/Wejdan Salim Hantoush – TBI Basrah branch – USD 100.
The Eleven monthly draw (Season One) of TESTAHEL Dollar was held on Monday February 15th 2021 at TBI Head Office in Al Rasheed Street-Baghdad. The event was attended by, Head of Retail Banking Dept., Mrs. Hind Al Bazz, Head of Treasury & Investment Dept., Mrs. Hanan Zuhdi and Head of Credit Dept., Mr. Ahmad Alyasiry, as well as number of the Bank employees.
It is worth mentioning that “TESTAHEL Dollar” is one of the new products issued by Trade Bank of Iraq in 2020 (in USD) and has the approval of the Central Bank of Iraq. Any citizen can participate in it by depositing USD 100 in one of TBI branches to get a chance to win prizes through:
- Monthly Draws: (1) cash prize of (USD 2500) two thousands and five hundred Dollar and (5) cash prizes of (USD 100) one hundred dollar.
- Semi-Annual Draw: (1) cash prize of (USD 5000) five thousand Dollars.
- Annual Draw: (1) cash prize of (USD 30,000) thirty thousand Dollars.

Press release
Baghdad-Iraq
February 4th 2021
TBI congratulates all the winners in TESTAHEL Dinar Eleven monthly draw/Season Four. Congratulations to (Mr. Hisham Mustafa Hamed) from TBI Al Masbah branch, for winning (IQD 10,000,000) ten million Iraqi dinars, and for the (5) winners, as listed below, for winning (IQD 500,000) five hundred thousand Iraqi dinars (for each): –
- First winner / Haider Naim Ktan Al-Saadi -TBI Parliament branch-IQD 500,000.
- Second winner / Essam Al-Deen Neema Azez -TBI Karbala branch-IQD 500,000.
- Third winner / Sura Kamel Muhammad – TBI Hillah branch-IQD 500,000.
- Fourth winner / Sjad Shimran Shati Al-Attafi -TBI Al Kut branch-IQD 500,000.
- Fifth winner / Bilal Ismail Mohammed – TBI Main branch-IQD 500,000.
The Eleventh monthly draw/Season Four of TESTAHEL Dinar was held on Thursday February 4th 2021 at TBI Head Quarter Office in Al Rusafa -Baghdad. The event was attended by Head of Retail Banking Dept., Mrs. Hind Al Bazz and Mr. Burd Salah, Assistant Manager of TBI Credit department, as well as number of the Bank employees.
It is worth mentioning that “TESTAHEL” is one of the new products issued by Trade Bank of Iraq in 2017 and continuing for the fourth consecutive year and has the approval of the Central Bank of Iraq. Any citizen can participate in it by depositing IQD 500,000 thousand in one of TBI branches to get a chance to win prizes through:
- Monthly Draws: (5) cash prizes of (IQD 500,000) a (1) cash prize of (IQD 10,000,000).
- Quarterly Draws: (5) cash prizes of (IQD 500,000) and (1) cash prize of (IQD 15,000,000).
- Semi-Annual prizes: (25) cash prizes of (IQD 1,500,000) and (1) cash prize of (IQD 25,000,000).
- Annual prizes: (1) cash prize of (IQD 100,000,000), (1) cash prize of (IQD 50,000,000), and (5) winners of (IQD 2,500,000) for each.

Trade Bank of Iraq organises blood donation campaign to support the National Blood Transfusion Center
Baghdad, 27 January 2021: The Trade Bank of Iraq (TBI) has organised a blood donation drive for public administration employees in coordination with the National Blood Transfusion Center as part of national efforts to fight the pandemic and its effects on Iraqi society.
The drive is part of TBI’s CSR initiatives as part of its continuous efforts to support Iraq’s community and promote social responsibility among its employees. TBI hopes to inspire and encourage more and more people to come forward to donate blood with this campaign.
Dr. Salem Jawad Chalabi, Chairman of the Bank and Board of Directors, emphasizing the important role of these initiatives for the wellbeing and health of the citizens, said: “The blood donation initiative is part of our commitment towards our nation and the safety of our people.
“We recognize the efforts of all the heroes working in all sectors in the face of the pandemic and hope to continue helping them perform their noble duties. We launched this campaign to provide a helping hand through blood donations to the National Blood Transfusion Center, to distribute to hospitals that need the assistance”.
The National Blood Transfusion Center, formed under Iraq’s Ministry of Health, is implementing preventive measures during the drives and is monitoring the social distancing protocols under the strict surveillance.
Chalabi added: “Such an initiative is not new for TBI. We launched a similar blood donation campaign last year and donated five million US dollars as an emergency contribution to the Iraqi Ministry of Health to confront the global spread of Coronavirus (COVID-19).
“We aim to introduce more similar initiatives and campaigns for a successful transition to the post-pandemic phase.”
TBI has introduced several social initiatives for the health, educational and service sectors in recent years in addition to campaigns supporting orphanages and other essential sectors.
TBI also advocated the need for the unification of all efforts of the public sector, private sector, and individuals to contribute to the government’s efforts to protect society in these exceptional circumstances.

Press release
Baghdad-Iraq
January 15th 2021
TBI congratulates all the winners in TESTAHEL Dollar Tenth monthly draw/Season One (USD). Congratulations to (Ms. Zainab Sadiq kitab Albu Mahmoud) from TBI Karbala branch, for winning (USD 2500) two thousands and five hundred Dollar, and for the (5) winners, as listed below, for winning (USD 100) one hundred Dollar (for each):
- First Winner/Fatima Zaid Hisham- TBI Babylon Mall branch – USD 100.
- Second Winner/Jamal Zarzour Faleh – TBI Maysan branch – USD 100.
- Third Winner/Amal Jasim Tarad – TBI Al-Hillah branch – USD 100.
- Fourth Winner/ Ali Hasan Ali Al-hakak – TBI Main branch – USD 100.
- Fifth Winner/ Saad Ghazi Mahmoud- TBI Babylon Mall branch – USD 100.
The Tenth monthly draw (Season One) of TESTAHEL Dollar was held on Friday January 15th 2021 at TBI Head Office in Al Rasheed Street-Baghdad. The event was attended by, Head of Retail Banking Dept., Mrs. Hind Al Bazz, Head of Governmental Banking Dept., Mr. Thamir Khairallah Gathban, as well as number of the Bank employees.
It is worth mentioning that “TESTAHEL Dollar” is one of the new products issued by Trade Bank of Iraq in 2020 (in USD) and has the approval of the Central Bank of Iraq. Any citizen can participate in it by depositing USD 100 in one of TBI branches to get a chance to win prizes through:
- Monthly Draws: (1) cash prize of (USD 2500) two thousands and five hundred Dollar and (5) cash prizes of (USD 100) one hundred dollar.
- Semi-Annual Draw: (1) cash prize of (USD 5000) five thousand Dollars.
- Annual Draw: (1) cash prize of (USD 30,000) thirty thousand Dollars.

Happy Iraqi Military Day you Brave

Press release
Baghdad-Iraq
January 4th 2021
TBI congratulates all the winners in TESTAHEL Dinar Tenth monthly draw/Season Four. Congratulations to (Mr. Mustafa Emad Ismail) from TBI Zayoona Mall branch, for winning (IQD 10,000,000) ten million Iraqi dinars, and for the (5) winners, as listed below, for winning (IQD 500,000) five hundred thousand Iraqi dinars (for each): –
- First winner / Muhammad Hashem Muhammad-TBI Zayoona Mall branch-IQD 500,000.
- Second winner / Muhammad Reda Nasser Al-Dahalki-TBI Iraqi Red Crescent Society branch-IQD 500,000.
- Third winner / Elaf Hassan Sadiq-TBI International Zone branch-IQD 500,000.
- Fourth winner / Jabbar Abdullah Issa Al-Jubrawi-TBI Al Amarah branch-IQD 500,000.
- Fifth winner / Fina Ahmed Mohamed-TBI Erbil branch-IQD 500,000.
The Tenth monthly draw/Season Four of TESTAHEL Dinar was held on Monday January 4th 2021 at TBI Head Quarter Office in Al Rusafa -Baghdad. The event was attended by Mr. Ahmed Al-Yasiri, Head of TBI Credit department, Ms. Shahad Al-Saadi, Head of TBI Banking Awareness & Public Protection, and Mr. Ali Dafir, Assistant Manager of TBI Retail banking, as well as number of the Bank employees.
It is worth mentioning that “TESTAHEL” is one of the new products issued by Trade Bank of Iraq in 2017 and continuing for the fourth consecutive year and has the approval of the Central Bank of Iraq. Any citizen can participate in it by depositing IQD 500,000 thousand in one of TBI branches to get a chance to win prizes through:
- Monthly Draws: (5) cash prizes of (IQD 500,000) a (1) cash prize of (IQD 10,000,000).
- Quarterly Draws: (5) cash prizes of (IQD 500,000) and (1) cash prize of (IQD 15,000,000).
- Semi-Annual prizes: (25) cash prizes of (IQD 1,500,000) and (1) cash prize of (IQD 25,000,000).
- Annual prizes: (1) cash prize of (IQD 100,000,000), (1) cash prize of (IQD 50,000,000), and (5) winners of (IQD 2,500,000) for each.

Happy New Year 2021

Press release
Baghdad-Iraq
December 15th 2020
TBI congratulates all the winners in TESTAHEL Dollar Ninth monthly draw/Season One (USD). Congratulations to (Mrs.Mariam Shamil Ali) from TBI “Ministry of Oil” branch for winning (USD 2500) two thousands and five hundred Dollar, and for the (5) winners, as listed below, for winning (USD 100) one hundred Dollar (for each):
- First Winner/Sadiq kitab Albu Mahmoud -TBI Karbala branch – USD 100.
- Second Winner/ Wijdan Salem Hantosh – TBI Basra branch – USA 100.
- Third Winner/Mohammed Saad Abed – TBI Omarah branch – USD 100.
- Fourth Winner/ Amer Mahmoud Hama Amen TBI Sulaimaniyah branch – USD 100.
- Fifth Winner/ Mariam Shamil Ali -TBI Al Tahreer branch – USD 100.
The Ninth monthly draw (Season One) of TESTAHEL Dollar was held on Tuesday December 15th 2020 at TBI Head Office in Al Rasheed Street-Baghdad. The event was attended by, Mr.Salam Amaan Mohammed Head of Compliance., Mrs. Hind Al Bazz, Head of Retail Banking, as well as number of the Bank employees.
It is worth mentioning that “TESTAHEL Dollar” is one of the new products issued by Trade Bank of Iraq in 2020 (in USD) and has the approval of the Central Bank of Iraq. Any citizen can participate in it by depositing USD 100 in one of TBI branches to get a chance to win prizes through:
- Monthly Draws: (1) cash prize of (USD 2500) a (5) cash prizes of (USD100).
- Semi-Annual Draw: (1) cash prize of (USD 5000) five thousand Dollars.
- Annual Draw: (1) cash prize of (USD 30,000) thirty thousand Dollars.

TESTAHEL Dinar 9th Monthly draw (Second Quarterly draw)/Season Four, presented to you by Trade Bank of Iraq.
Congratulations for all winners and best of luck for all the participants in the upcoming draws.

Press release
Baghdad-Iraq
December 4th 2020
TBI congratulates all the winners in TESTAHEL Dinar Ninth Monthly draw (Second Quarterly draw)/Season Four. Congratulations to (Mr. Mahmoud Shaker Mahmoud) from TBI Babylon Mall branch, for winning (IQD 15,000,000) fifteen million Iraqi dinars, and for the (5) winners, as listed below, for winning (IQD 500,000) five hundred thousand Iraqi dinars (for each): –
- First winner / Yaseen Khedheir Abbas Al-Sa’dy – TBI International Zone branch-IQD 500,000.
- Second winner Moahmmed Sa’dy Hussein Osman-TBI Main branch-IQD 500,000.
- Third winner / Wathiq Ghazy Hameed – TBI Babylon Mall branch-IQD 500,000.
- Fourth winner / Subhi Kadhum Alwan – TBI Masbah branch –IQD 500,000.
- Fifth winner / Ahmed Haider Komar -TBI Red Crescent Society branch-IQD 500,000.
The Ninth monthly draw / (Second Quarterly draw)/Season Four of TESTAHEL Dinar was held on Friday December 4th 2020 at TBI Headquarters Building in Baghdad/Rusafa. The event was attended by Mr. Ali Dhafer, Assistant Head of Retail Banking Dept. and Mr. Ghaith Khudheir, Assistant Head of Banking Awareness and Public Protection Dept. as well as number of the Bank employees.
It is worth mentioning that “TESTAHEL” is one of the new products issued by Trade Bank of Iraq in 2017 and continuing for the fourth consecutive year and has the approval of the Central Bank of Iraq. Any citizen can participate in it by depositing IQD 500,000 thousand in one of TBI branches to get a chance to win prizes through:
- Monthly Draws: (5) cash prizes of (IQD 500,000) a (1) cash prize of (IQD 10,000,000).
- Quarterly Draws: (5) cash prizes of (IQD 500,000) and (1) cash prize of (IQD 15,000,000) on June & December.
- Semi-Annual prizes: (25) cash prizes of (IQD 1,500,000) and (1) cash prize of (IQD 25,000,000).
- Annual prizes: (5) cash prizes of (IQD 2,500,000) and (1) cash prizes of (IQD 50,000,000) and (1) cash prizes of (IQD 100,000,000).

Trade Bank of Iraq hosts dialogue with Iraqi Private Banks League on achieving economic growth
Baghdad, November 23 2020: The Trade Bank of Iraqi (TBI) in partnership with the Iraqi Private Banks League held a dialogue session on the national bonds issued by Iraq’s Ministry of Finance.
The session aimed to keep pace with the reforms being undertaken by the Iraqi government, to advance the economic reality to achieve sustainable financial stability. The session also seeks to attain macroeconomic reforms and to provide essential services.
During the session, several important topics were discussed, including the method for offering financial bonds with attractive interest to attract individual and institutional investors both within and outside the traditional markets.
The session also explored with the prospect of offering these bonds in the Iraqi Dinar and US dollar currencies with different lengths of time for the bond to provide more options for investors.
During the session, Dr Salem Jawad Chalabi, President and Chairman of the TBI, said: “This step comes at the back of TBI’s involvement in the economic reforms being undertaken by the Iraqi government.
“Through constructive dialogue with members of the Iraqi Private Banks League, we discussed various options for offering these bonds. A large part of the funds generated will be directed to support the infrastructure development and boost the private sector. As we emerge from the COVID-19 pandemic, it is vital to find new opportunities for potential collaborations and partnerships.
“The aim is to address the fiscal deficit and provide cash liquidity that contributes to securing the salaries of employees and retirees. “
TBI was established in July 2003 with the aim of helping the reconstruction of Iraq by facilitating international trade and continues to be at the forefront of large-scale infrastructure developments across the country.
The institution’s financial network and expertise play a significant role in sourcing and securing funding for projects that will benefit the Iraqi people for generations to come.
Social responsibility for the nation is a central of the bank’s vision, plans and policies for sustainability. TBI continues to play a pivotal and influential role in Iraq’s ongoing recovery and growing Iraqi economy to improve all aspects of life in the country.
The bank has participated in reconstruction projects, with total loans of more than 3 billion US dollars allocated during the past year alone to support government institutions and agencies.
TBI is making great strides towards reaching its strategic goals both in business and in assisting the ongoing reconstruction of Iraq as it continues to define its reputation as a competent institution with access to global financial networks.
The bank opened its first branch outside Iraq last year in Riyadh, Kingdom of Saudi Arabia, and intends to upgrade its representative office in the Abu Dhabi Global Market to enable it to carry out consultations and manage investments.
ENDS
About Trade Bank of Iraq (TBI)
The Trade Bank of Iraq was established in 2003 and is the top commercial bank in the country. The bank holds approximately 80% of the trade finance business in Iraq and ranked 1 among Arab banks in terms of cost to income ratio and 319 globally in terms of Tier 1 capital. It has established 26 branches across Iraq, offering a wide range of banking services to all customers including companies, individuals and government institutions to widen its customer base and expand into new markets.


It is with great sorrow…
The President of TBI Dr. Salem Jawad Chalabi and the members of the board offer their condolences for the passing of the governor of Erbil Mr. Ferset Sofi, may Allah have mercy on his soul.

Dear Customers …
Trade Bank of Iraq presents TESTAHEL Dollar 8th Monthly draw/Season One…
Congratulations for all winners and best of luck for all the participants in the upcoming draws.

Press release
Baghdad-Iraq
November 15th 2020
TBI congratulates all the winners in TESTAHEL Dollar Eighth monthly draw/Season One (USD). Congratulations to (Mr. Wafi Qadoori Radhi) from TBI Haibet Khatoun branch for winning (USD 2500) two thousands and five hundred Dollar, and for the (5) winners, as listed below, for winning (USD 100) one hundred Dollar (for each):
- First Winner/Ferdaws Mohammed Salman – TBI Iraqi Red Crescent Society branch – USD 100.
- Second Winner/Mustafa Ali Jaloob – TBI International Zone branch – USA 100.
- Third Winner/Batool Nizar Fadhil – TBI Al Tahreer branch – USD 100.
- Fourth Winner/Khaldoon Waleed Moahmmed – TBI Nasiriyah branch – USD 100.
- Fifth Winner/Taher Waleed Mahmoud – TBI International Zone branch – USD 100.
The Eighth monthly draw (Season One) of TESTAHEL Dollar was held on Sunday November 15th 2020 at TBI Head Office in Al Rasheed Street-Baghdad. The event was attended by, Head of Retail Banking Dept., Mrs. Hind Al Bazz, Head of Banking Awareness and Public Protection Dept., Mrs. Shahad Hasan Abulhadi and Head of Internal Control Dept., Mr. Sudad Khalil Abduljabbar, as well as number of the Bank employees.
It is worth mentioning that “TESTAHEL Dollar” is one of the new products issued by Trade Bank of Iraq in 2020 (in USD) and has the approval of the Central Bank of Iraq. Any citizen can participate in it by depositing USD 100 in one of TBI branches to get a chance to win prizes through:
- Monthly Draws: (5) cash prizes of (USD 100) a (1) cash prize of (USD 2500).
- Semi-Annual Draw: (1) cash prize of (USD 5000) five thousand Dollars.
- Annual Draw: (1) cash prize of (USD 30,000) thirty thousand Dollars.

Press release
Baghdad-Iraq
November 4th 2020
TBI congratulates all the winners in TESTAHEL Dinar Eighth monthly draw/season four. Congratulations to (Mr. Shah Mal fouad Abdulah) from TBI Majdi Mall/ Sulaimaniyah branch, for winning (IQD 10,000,000) ten million Iraqi dinars, and for the (15) winners, as listed below, for winning (IQD 500,000) five hundred thousand Iraqi dinars (for each): –
- First winner / Muhammad Abdul Razzaq Mahdi-TBI Babylon Mall branch-IQD 500,000.
- Second winner / Heza Hussein Hassan-TBI Sulaymaniyah branch-IQD 500,000.
- Third winner / Ali Karim Hussein-Shammari- TBI Al Tahreer branch-IQD 500,000.
- Fourth winner / Zine El Abidine Majid Hantoush- TBI Al Amarah branch-IQD 500,000.
- Fifth winner / Hazem Laftah Faisal- TBI Al Tahreer branch -IQD 500,000.
- Sixth winner / Uday Abed Mazher – TBI International Zone branch -IQD 500,000.
- Seventh winner / Hussein Yunus Jaber -TBI Hillah branch-IQD 500,000.
- Eighth winner / Hussam Muhammad Kreedi -TBI Nasriyah branch-IQD 500,000.
- Ninth winner / Ahmad Qasim Hasan Dahlaki -TBI Al Tahreer branch-IQD 500,000.
- Tenth winner / Amin Muhammad Ali Amin Shamsa -TBI Oil Company branch -IQD 500,000.
- Eleventh winner / Thowra Jawad Kathem Al-Halfi -TBI International Zone Branch-IQD 500,000.
- Twelfth winner / Mohammed Mohammed Faeq Mohammed Hasan -TBI Karbala branch – IQD 500,000.
- Thirteenth winner / Hussein Ali Sadeq – TBI Nasiriyah branch – IQD 500,000.
- Fourteenth winner/ Ali Abdulwahab Hussein Al-Sa’eedi-TBI Main branch – IQD 500,000.
- Fifteenth winner/ Zawhrab Hrand Najdi – TBI Al Masbah branch – IQD 500,000.
The Eighth monthly draw/Season Four of TESTAHEL Dinar was held on Wednesday, November 4th 2020 at TBI HQ building. The event was attended by TBI Vice President Mrs. Yussur Hazim, Miss Hind Al-Baz (Head of Retail Banking Dept.), Mr. Thaer Ali (Head of Risk Management Dept.) as well as number of the Bank employees.
It is worth mentioning that “TESTAHEL” is one of the new products issued by Trade Bank of Iraq in 2017 and continuing for the fourth consecutive year and has the approval of the Central Bank of Iraq. Any citizen can participate in it by depositing IQD 500,000 thousand in one of TBI branches to get a chance to win prizes through:
- Monthly Draws: (15) cash prizes of (IQD 500,000) a (1) cash prize of (IQD 10,000,000).
- Quarterly Draws: (20) cash prizes of (IQD 1,000,000) and (1) cash prize of (IQD 15,000,000) on June & December.
- Semi-Annual prizes: (25) cash prizes of (IQD 1,500,000) and (1) cash prize of (IQD 25,000,000).
- Annual prizes: (12) cash prizes of (IQD 5,000,000) and (2) cash prizes of (IQD 100,000,000).

Trade Bank of Iraq & Ministry of Youth and Sports Join Together
Trade Bank of Iraq announced the signing of a joint cooperation agreement with the Ministry of Youth and Sports as a contribution in supporting and rehabilitating Youth and Sports projects and activities, as well as sponsoring clubs plus unions.
This cooperation comes due to the importance of investing the energies of youth in developing society for they represent the shield of all nations as well as its strength. Our youths play a significant role in building and developing societies; societies that contain a large proportion of youth are stronger and richer than others.
On this occasion, Mr. Salem Chalabi, Chairman and President of Trade Bank of Iraq, said: “Signing this agreement is part of the bank’s policy and initiatives in providing support to our Iraqi institutions. Earlier this year, the bank donated an amount of (5) five million dollars to the Ministry of Health as a contribution in confronting (COVID-19) as well as supporting the Ministry and government of Iraq to face the repercussions of this crisis that we shall overcome together.
For his part, Minister of Youth and Sports, Mr. Adnan Darjal, emphasized the importance of the governmental and private banking sectors in supporting sports and youth activities in light of the Ministry’s limited budget during the current circumstance. This support shall be implemented through granting sponsorships or loans for various projects and activities, or by investing in different types of Iraqi youth forums and sports federations. This is essential for strengthening those important sectors capabilities which contributes in embracing youths’ energies and providing various job opportunities.
In conclusion, we extend our sincere gratitude to the Minister of Youth and Sports for providing such opportunities that contribute in supporting youth and sports sector in Iraq.
Press release
Baghdad-Iraq
October 15th 2020
TBI congratulates all the winners in TESTAHEL Dollar Seventh monthly draw/Season One (USD). Congratulations to (Mr. Raad Hussein Hatem) from TBI Zayoona Mall branch for winning (USD 2500) two thousands and five hundred Dollar, and for the (5) winners, as listed below, for winning (USD 100) one hundred Dollar (for each):
- First Winner/Ahlam Khalid Salih-TBI Al Tahreer branch-USD 100.
- Second Winner/Adiba Jafar Ali-TBI Hillah branch-USA 100.
- Third Winner/Abbas Ali Hussein-TBI Hillah branch-USA 100.
- Fourth Winner/ Saddiq Khattab Muhsen-TBI Karbala branch-USD 100.
- Fifth Winner/ Ammar Muati Mahdi- TBI Karbala branch-USD 100.
The Seventh monthly draw (Season One) of TESTAHEL Dollar was held on Thursday October 15th 2020 at TBI Head Office in Al Rasheed Street-Baghdad. The event was attended by TBI Vice President, Mrs. Yussur Hazim, Head of Retail Banking, Mrs. Hind Al Bazz as well as Head of Investment and Treasury, Miss Hanan Zuhdi, and number of the Bank employees.
It is worth mentioning that “TESTAHEL Dollar” is one of the new products issued by Trade Bank of Iraq in 2020 (in USD) and has the approval of the Central Bank of Iraq. Any citizen can participate in it by depositing USD 100 in one of TBI branches to get a chance to win prizes through:
- Monthly Draws: (5) cash prizes of (USD 100) a (1) cash prize of (USD 2500).
- Semi-Annual Draws: (1) cash prize of (USD 5000) five thousand Dollars.
- Annual Draws: (1) cash prize of (USD 30,000) thirty thousand Dollars.

Press release
Baghdad-Iraq
October 4th 2020
TBI congratulates all the winners in TESTAHEL Dinar Seventh monthly draw/Season Four. Congratulations to (Mr. Waleed Hassan Muhlahl) from TBI Nasiriyah branch, for winning (IQD 10,000,000) ten million Iraqi dinars, and for the (15) winners, as listed below, for winning (IQD 500,000) five hundred thousand Iraqi dinars (for each): –
- First winner / Iman Abdul Salam Jassim Muhammad-TBI Majidi Mall/Erbil branch-IQD 500,000.
- Second winner / Awatef Muhammad Saleh Mustafa Al-Sarraf-TBI Al Masbah branch-IQD 500,000.
- Third winner / Saba Muhammad Ali Abdul-Shammari- TBI Al Tahreer branch-IQD 500,000.
- Fourth winner / Ghosoun Mohsen Hamid – TBI Babylon Mall branch-IQD 500,000.
- Fifth winner / Firas Muhammad Aboud Fahd -TBI Zayoona Mall branch-IQD 500,000.
- Sixth winner / Iyad Mahdi Jassim-TBI Hillah branch-IQD 500,000.
- Seventh winner / Jassim Saad Jassim-TBI Zayoona Mall branch-IQD 500,000.
- Eighth winner / Abbas Kazem Gharib-TBI Al Masbah branch-IQD 500,000.
- Ninth winner / Hassan Hani Atoub-TBI International Zone branch-IQD 500,000.
- Tenth winner / Muhannad Haider Jaber Al-Bukhati-TBI Meesan Oil Company branch -IQD 500,000.
- Eleventh winner / Sadid Nabil Salim -TBI Main Branch-IQD 500,000.
- Twelfth winner / Alaa El Din Mowafak Sharif- TBI Main Branch-IQD 500,000.
- Thirteenth winner / Ayat Ibrahim Hussein Al-Shaibani-TBI Main Branch -IQD 500,000.
- Fourteenth winner/ Abbas Fadel Khamis- TBI Al Tahreer branch-IQD 500,000.
- Fifteenth winner/ Wrans Hussein Shamkhi-TBI Najaf branch -IQD 500,000.
The Seventh monthly draw/Season Four of TESTAHEL Dinar was held on Sunday October 4th 2020 at TBI Head Quarter Office in Al Rusafa -Baghdad. The event was attended by TBI Vice President Mrs. Yussur Hazim, Head of TBI Retail Banking, Miss Hind Al Bazz, and Chief compliance officer, Mr. Salam Amman, as well as number of the Bank employees.
It is worth mentioning that “TESTAHEL” is one of the new products issued by Trade Bank of Iraq in 2017 and continuing for the fourth consecutive year and has the approval of the Central Bank of Iraq. Any citizen can participate in it by depositing IQD 500,000 thousand in one of TBI branches to get a chance to win prizes through:
- Monthly Draws: (15) cash prizes of (IQD 500,000) a (1) cash prize of (IQD 10,000,000).
- Quarterly Draws: (20) cash prizes of (IQD 1,000,000) and (1) cash prize of (IQD 15,000,000) on June & December.
- Semi-Annual prizes: (25) cash prizes of (IQD 1,500,000) and (1) cash prize of (IQD 25,000,000).
- Annual prizes: (12) cash prizes of (IQD 5,000,000) and (2) cash prizes of (IQD 100,000,000).

Trade Bank of Iraq names Salem Chalabi as its new Chairman and President
Baghdad, 17 September 2020: Trade Bank of Iraq (TBI) announced that it has named Salem Jawad Abdul Hadi Al-Chalabi as the company’s Chairman & President effective immediately under the directive of the Iraqi Prime Minister Mustafa Al-Kadhimi.
Al-Chalabi will oversee and manage the operations of the biggest Iraqi bank whose exceptional and unprecedented financial performance has resulted in it being ranked as one of the best regional banks and the safest bank in Iraq. TBI recorded a significant financial and geographical growth last year with increase in its revenues.
Al-Chalabi, who graduated from Yale University, will bring a wealth of experience as the new Chairman of TBI. He has previously held high-ranking positions across his career and most recently was adviser to the current Prime Minister on international legal and financial affairs.
Salem has in-depth experience in business development, strategic planning, and extensive experience in Iraqi government policies. Prior to that, Al-Chalabi was a partner in the renowned international law firm “Stephenson Harwood LLP “, and held roles at leading global law firms like DLA Piper, Clifford Chance and Morgan Lewis.
Salem Al-Chalabi will be succeeding Faisal Al Haimus in the new position, who wished him success in his new role in the future to continue the success story the bank has achieved recently to support the reconstruction efforts in Iraq.
Salem Al-Chalabi, the newly appointed Chairman and President of TBI said, “I am honoured by the new responsibility, and I am delighted to be manage the successful team at Trade Bank of Iraq, which was able to have great achievements in the recent past.”
“I value the confidence that the Prime Minister has shown in me, and I look forward to implementing a strategy that will allow TBI to achieve sustainable growth and continue building on the strong and solid foundations laid by the bank in the past years.
“We will continue to provide the best financial banking experience to customers and to develop the bank’s operations to support our country’s economic development. I extend my sincere thanks to Mr. Faisal Al Haimus for his years of service and dedication to the bank without which the bank would not have been in this successful position now.”
TBI has also increased its presence in the country by opening over than 25 branches. Besides its strong presence in Iraq, TBI is set to offer its services to customers in the Kingdom of Saudi Arabia when its first overseas branch begins operations later this year. The bank is also planning to upgrade its Abu Dhabi office, which opened in 2017, to an asset management company and open a representative office in China.
TBI was recently ranked by The Banker’s Top 100 Arab Banks for 2020, and ‘Best Bank in Iraq 2020’ by Global Finance magazine. The achievements come just six months after TBI announced increase in its capital to $3 billion from $2.3bn, its largest growth since being launched in 2003. In 2019, TBI registered the best organic asset growth with its asset base increasing by 36.2% to $28.8bn.
TBI achieved a robust growth in revenues and in key financial areas during the financial year 2019. The financial results show that TBI achieved revenues of USD 708 million (837 billion Iraqi Dinar), which grew by 12% over 2018, and a net profit of USD 556 million (657 billion Iraqi dinars) in 2019, an increase of 68% from the previous year.
ENDS
About Trade Bank of Iraq (TBI)
The Trade Bank of Iraq was established in 2003 and is the top commercial bank in the country. The bank holds approximately 80% of the trade finance business in Iraq and ranked 1 among Arab banks in terms of cost to income ratio and 319 globally in terms of Tier 1 capital. It has established 26 branches across Iraq, offering a wide range of banking services to all customers including companies, individuals and government institutions to widen its customer base and expand into new markets.

Press release
Baghdad-Iraq
September 15th 2020
TBI congratulates all the winners in TESTAHEL Dollar Sixth monthly (semi-annual) draw/Season One (USD). Congratulations to (Mr. Mohamed Abdul Qader Ismail) from TBI Hillah branch for winning the Semi-Annual prize of (USD 5000) five thousands dollars.
The Sixth monthly (semi-annual) draw (Season One) of TESTAHEL Dollar was held on Tuesday September 15th 2020 at TBI Head Office in Al Rasheed Street-Baghdad. The event was attended by TBI Senior Vice President Mr. “Firas Al-Hamadani along with the Bank’s Vice Presidents: Mrs. “Lina Talal, and Mrs. Yussur Hazim, as well as Head of Retail Banking Mr. Hussein Muhi and number of the Bank employees.
It is worth mentioning that “TESTAHEL Dollar” is one of the new products issued by Trade Bank of Iraq in 2020 (in USD) and has the approval of the Central Bank of Iraq. Any citizen can participate in it by depositing USD 100 in one of TBI branches to get a chance to win prizes through:
- Monthly Draws: (5) cash prizes of (USD 100) a (1) cash prize of (USD 2500).
- Semi-Annual Draws: (1) cash prize of (USD 5000) five thousand Dollars.
- Annual Draws: (1) cash prize of (USD 30,000) thirty thousand Dollars.
Fouad Hussein Kadhem Al-Wakeel
An Eminent Banker
(Forever in our hearts)
Mr. Faisal Al-Haimus, head of the Trade Bank of Iraq, and all the Bank employees stand in mourning for the sad loss of the great banking teacher
Mr. Fouad Hussein Kadhem Al-Wakeel
May he rest in peace.

“(27) To the righteous it will be said], “O reassured soul, (28) Return to your Lord, well-pleased and pleasing, (29) And enter among My [righteous] servants (30) And enter My Paradise.”
89.Al-Fajr (Verses 27-30)
With great sadness, Trade Bank of Iraq announces the loss of the great Iraqi Banker Mr. Fouad Hussein Al Wakeel on (08/09/2020)
May his soul rest in the eternal peace.

TBI Hand in Hand with Iraqi Ministry of Youth and Sports
The Chairman and President of Trade Bank of Iraq, Mr. “Faisal Al-Haimus”, held a meeting with the Minister of Youth and Sports, Captain Adnan Darjal and the Executive Director of the Iraqi Private Banks League, Mr. “Ali Tariq” in the presence of a number of representatives of the private sector banks in order to, together with the Banking sector, set up a mechanism to support and rehabilitate projects as well as sports activities in general.
Mr. Adnan Darjal emphasized the importance of the governmental and private banking sectors in supporting sports and youth activities in light of the Ministry’s limited budget during the current circumstance. This support shall be implemented through granting sponsorships or loans for various projects and activities, or by investing in different types of Iraqi youth forums and sports federations. This is essential for strengthening those important sectors capabilities which contributes in embracing youths’ energies and providing various job opportunities.
Mr. Faisal Al-Haimus stated that TBI is the first donor and supporter of the Ministry’s activities and the first Iraqi banking institution to take initiative to support the projects and plans of the Ministry of Youth and Sports.
Mr. Ali Tariq added that the Iraqi Private Banks League will take the issue seriously in setting up a working mechanism and future plans with private sector banks to contribute in supporting forums, federations and the Ministry in general.
In conclusion, the Minister of Youth and Sports as well as the Executive Director of Iraqi Private Banks League expressed their gratitude to the President of TBI for embracing such an important initiative to support the youth and sports sector in Iraq.

Press release
Baghdad-Iraq
September 4th 2020
TBI congratulates all the winners in TESTAHEL Dinar Sixth monthly draw (Semi-annual)/Season Four. Congratulations to (Mr. Hussein Jasim Jotti) from TBI Iraqi Red Crescent Society branch, for winning (IQD 25,000,000) twenty-five million Iraqi dinars, and for the (25) winners, as listed below, for winning (IQD 1,500,000) one million and five hundred thousand Iraqi dinars (for each): –
- First winner / Firas Abdul Amir Hashem-TBI Karbala branch-IQD1,500,000.
- Second winner / Sami Habib Haider-TBI Karbala branch-IQD1,500,000.
- Third winner / Riad Kazem Hussein-TBI Main branch-IQD1,500,000.
- Fourth winner / Raghad Saadi Abbas Al-Shanim-TBI Main branch -IQD1,500,000.
- Fifth winner / Sirwan Ismail Ismail-TBI Erbil branch-IQD1,500,000.
- Sixth winner / Wasim Badr Al-Din Ali Al-Hamdani-TBI Al Tahreer branch-IQD1,500,000.
- Seventh winner / Mona Hassan Hattaja-TBI Al Masbah branch-IQD1,500,000.
- Eighth winner / Hawraa Ali Obaid-TBI Hillah branch-IQD1,500,000.
- Ninth winner / Ali Mahdi Jawad Al-Mamouri-TBI Al Masbah branch-IQD1,500,000.
- Tenth winner / Ahmed Najah Saleh Al-Yaseen-TBI Baghdad International Airpor branch-IQD1,500,000.
- Eleventh winner / Abdul-Jabbar Makki Muhammad Al-Tamimi- TBI Al Kut branch -IQD1,500,000.
- Twelfth winner / Aqeel Razzaq Abd Al-Reda-TBI Karbala branch-IQD1,500,000.
- Thirteenth winner / Saif Walid Ibrahim-TBI Karbala branch-IQD1,500,000.
- Fourteenth winner/ Haider Hussain Laibi-TBI Nasiriyah branch-IQD1,500,000.
- Fifteenth winner/ Alaa Shanshal Kanbar-TBI Ministry of Oil branch-IQD1,500,000.
- Sixteenth winner/ Iman Abdul Salam Jassim Muhammad-TBI Majidi Mall Erbil branch-IQD1,500,000.
- Seventeenth winner/ Saad Aziz Abdel Karim-TBI Main branch-IQD1,500,000.
- Eighteenth winner/ Jasim Jabr Abd Ali Al-Maliki-TBI Basrah branch-IQD1,500,000.
- Nineteenth winner/ Muhammad Jaafar Wahib Al-Qazzaz -TBI Main branch-IQD1,500,000.
- Twentieth winner/ Hadi Muhammad Ali Muhammad-TBI Hillah branch -IQD1,500,000.
- Twenty First winner/ Muhannad Salah Abdul Sattar-TBI Karbala branch-IQD1,500,000.
- Twenty Second winner/ Nawras Salam Hatem-TBI Main branch-IQD1,500,000.
- Twenty Third winner/ Faisal Dhakwan Faris-TBI Hillah branch-IQD1,500,000.
- Twenty Fourth winner/ Bahjat Abdel Karim Mohsen-TBI Main branch-IQD1,500,000.
- Twenty Sixth winner/ Ihssan Tha’ban Abd Ali-TBI Parliament branch-IQD1,500,000.
The Sixth monthly draw/(Semi-annual)/Season Four of TESTAHEL Dinar was held on Friday September 4th 2020 at VIP Hole of Baghdad International Airport. The event was attended by Dr. “Bassim Abdul Hadi Hassan”, consultant of CBI, and TBI Vice Presidents: Mr. “Firas Al-Hamadani, Mrs. “Lina Talal” and Mrs. Yussur Hazim as well as number of the Bank employees.
It is worth mentioning that “TESTAHEL” is one of the new products issued by Trade Bank of Iraq in 2017 and continuing for the fourth consecutive year and has the approval of the Central Bank of Iraq. Any citizen can participate in it by depositing IQD 500,000 thousand in one of TBI branches to get a chance to win prizes through:
- Monthly Draws: (15) cash prizes of (IQD 500,000) a (1) cash prize of (IQD 10,000,000)
- Quarterly Draws: (20) cash prizes of (IQD 1,000,000) and (1) cash prize of (IQD 15,000,000) on June & December.
- Semi-Annual prizes: (25) cash prizes of (IQD 1,500,000) and (1) cash prize of (IQD 25,000,000).
- Annual prizes: (12) cash prizes of (IQD 5,000,000) and (2) cash prizes of (IQD 100,000,000).
















