According to The Banker Top (100) Arab Banks’ September issue 2020, TBI’s ranking is:
- Ranked number (1) Bank in Iraq.
- Ranked number (1) Arab Bank by growth in Pre Tax Profit.
- Ranked number (1) Arab Bank by Cost to Income ratio.

The Winners of “TESTAHEL Dollar” 5th Monthly Draw/Season one receiving their prizes.

Press release
Baghdad-Iraq
August 15th 2020
TBI congratulates all the winners in TESTAHEL Dollar Fifth monthly draw/Season One (USD). Congratulations to (Mr. Mohsen Abdel Amir Hassouni) from TBI Karbala branch for winning (USD 2500) two thousands and five hundred Dollar, and for the (5) winners, as listed below, for winning (USD 100) one hundred Dollar (for each): –
- First winner / Mohamed Abboud Fahd – TBI Zayoona Mall branch – USD 100.
- Second winner / Dalal Abdul-Hussein Kadhim – TBI Nasiriyah branch – USD 100.
- Third winner / Yasser Ibrahim Merai- TBI International Zone branch – USD 100.
- Fourth winner / Hassan Ali Jawad Al-Shamkhani- TBI Basrah branch – USD 100.
- Fifth winner / Mohamed Asaad Hassan- TBI Baghdad International Airport branch- USD 100.
The Fifth monthly draw (Season One) of TESTAHEL Dollar was held on Saturday August 15th 2020 at TBI Head Office in Al Rasheed Street-Baghdad. The event was attended by Mr. “Waleed Eidi” consultant of CBI, TBI Vice Presidents: Mr. “Firas Al-Hamadani, Mrs. “Lina Talal, and Mrs. Yussur Hazim, as well as number of the Bank employees.
It is worth mentioning that “TESTAHEL Dollar” is one of the new products issued by Trade Bank of Iraq in 2020 (in USD) and has the approval of the Central Bank of Iraq. Any citizen can participate in it by depositing USD 100 in one of TBI branches to get a chance to win prizes through:
- Monthly Draws: (5) cash prizes of (USD 100) a (1) cash prize of (USD 2500).
- Semi-Annual Draws: (1) cash prize of (USD 5000) five thousand Dollars.
- Annual Draws: (1) cash prize of (USD 30,000) thirty thousand Dollars.

The Winners of “TESTAHEL” 5th Monthly Draw/Season Four receiving their prizes.

Press release
Baghdad-Iraq
August 4th 2020
TBI congratulates all the winners in TESTAHEL Dinar Fifth monthly draw/Season Four. Congratulations to (Mr. Muhammad Qahtan Farhan) from TBI Al Masbah branch for winning (IQD 10,000,000) ten million Iraqi dinars, and for the (16) winners, as listed below, for winning (IQD 500,000) five hundred thousand Iraqi dinars (for each): –
- First winner / Kadhim Jawad Kadhim- TBI Basrah branch- IQD 500,000.
- Second winner / Asma Muhammad Amin- Babylon Mall branch – IQD 500,000.
- Third winner / Falah Hassan Hees- TBI Main branch – IQD 500,000.
- Fourth winner / Muhammad Jaafar Jinnun – TBI Hillah branch, IQD 500,000.
- Fifth winner / Ziad Khalaf Hussein- TBI Al Tahreer branch – IQD 500,000.
- Sixth winner / Rikan Mohamed Zaki- TBI Erbil branch – IQD 500,000.
- Seventh winner / Noha Mohammed Jawad- TBI Al Tahreer branch – IQD 500,000.
- Eighth winner / Maha Mohamed Khorshid- Babylon Mall branch – IQD 500,000.
- Ninth winner / Ismail Mustafa Saeed- TBI Sulaymaniya branch – IQD 500,000.
- Tenth winner / Haider Hamza Shenawa -TBI Hillah branch – IQD 500,000.
- Eleventh winner / Inas Yassin Ahmed- TBI Main branch – IQD 500,000.
- Twelfth winner / Haider Ali Hassoun – TBI Hillah branch- IQD 500,000.
- Thirteenth winner / Issam Khaled Jassim- TBI Al Amarah branch – IQD 500,000.
- Fourteenth winner / Aqeel Razig Hussein – Hillah branch – IQD 500,000.
- Fifteenth winner / Nazem Katee Rasan – TBI Parliament branch – IQD 500,000.
- Sixteenth winner (additional) / Abdul Sattar Atshan Abdul Mohsen -TBI Al Tahreer Branch – IQD 500,000.
The Fifth monthly draw/Season Four of TESTAHEL Dinar was held on Tuesday August 4th 2020 at TBI Head Quarter Office in Al Rusafa -Baghdad. The event was attended by Mr. “Waleed Eidi” consultant of CBI, TBI Vice Presidents: Mr. “Firas Al-Hamadani, and Mrs. “Lina Talal” as well as number of the Bank employees.
It is worth mentioning that “TESTAHEL” is one of the new products issued by Trade Bank of Iraq in 2017 and continuing for the fourth consecutive year and has the approval of the Central Bank of Iraq. Any citizen can participate in it by depositing IQD 500,000 thousand in one of TBI branches to get a chance to win prizes through:
- Monthly Draws: (15) cash prizes of (IQD 500,000) a (1) cash prize of (IQD 10,000,000).
- Quarterly Draws: (20) cash prizes of (IQD 1,000,000) and (1) cash prize of (IQD 15,000,000) on June & December.
- Semi-Annual prizes: (25) cash prizes of (IQD 1,500,000) and (1) cash prize of (IQD 25,000,000).
- Annual prizes: (12) cash prizes of (IQD 5,000,000) and (2) cash prizes of (IQD 100,000,000).

The President and Chairman of Trade Bank of Iraq and the Board members presents their warm congratulations on the occasion of Eid Al-Adha.
May it bring all the good and blessings upon you and protect our beloved country from all harm

TRADE BANK OF IRAQ RISES UP THE RANKS IN BANKER MAGAZINE’S TOP 1,000 WORLD BANKS 2020
Baghdad, 29 July: Trade Bank of Iraq (TBI) is being considered for ranking among the Top 1,000 World Banks 2020 for last three consecutive years by the UK’s prestigious The Banker magazine in recognition of its efforts in providing excellent banking services and developing its trade offerings at par with global standards and matching market expectations.
The Banker is the world’s premier banking and finance resource, providing global financial intelligence since 1926. The Banker’s Top 1,000 World Banks ranking has been setting the industry benchmark since 1970, providing comprehensive intelligence about the health and strength of the banking sector.
Cementing its international standing with its high-quality service and product offerings, TBI climbed up in its global rankings by an impressive 26 positions from 2019 to 319 in terms of Tier one Capital for 2020 rankings.
TBI recently increased its capital to USD 3 billion (3.5 Trillion Iraqi Dinar) during the year 2020 from USD 2.3 billion (2.7 Trillion Iraqi Dinar) in 2019 aiming to further raise the bank’s financial strength in line with the new strategic vision for 2020-23.
Faisal Al Haimus, Chairman & President of Trade Bank of Iraq, said: “We are honoured to be ranked among the world’s best financial institutions and the improvement in our overall rankings is a recognition of what we’re offering and how we’re conducting our business.
“TBI’s strength derives from its commitment to serve customers and communities across Iraq, as well as connecting Iraq to the international world of commerce to provide the financial needs of our country and citizens.”
TBI was also recognised by The Banker Magazine ranking it 29th among the top banks in the Middle East region.
TBI had recently announced USD 5 million in funding to support the Iraqi Ministry of Health’s efforts to combat the threat of COVID-19 with the funds contributing towards acquiring appropriate resources in response to the coronavirus.
Faisal added: “In these tough situations beset with challenges in the wake of the COVID-19 pandemic, we have re-affirmed our resilience and an outstanding capacity to adapt in the face of instability.
“Being ranked in the Top 1,000 ranking is a true testament to the strength and stability of the bank.”
ENDS
About Trade Bank of Iraq (TBI)
The Trade Bank of Iraq was established in 2003 and is the top commercial bank in the country. The bank holds approximately 80% of the trade finance business in Iraq and ranked 1 among Arab banks in terms of cost to income ratio and 319 globally in terms of Tier 1 capital. It has established 26 branches across Iraq, offering a wide range of banking services to all customers including companies, individuals and government institutions to widen its customer base and expand into new markets.

Baghdad, 25th July 2020
In compliance with the directives of the National Health and Safety Committee and the Iraqi Ministry of Health in light of the Corona Virus (COVID-19) Pandemic and as we care for our Bank cadres, 600 PCR tests with (100) laboratory blood and (120) normal blood tests were made for all banking staff who were in permanent contact due to the nature of their work.
We deeply appreciate the Ministry of Health role in providing us with the necessary swaps as we also appreciate its heroic cadres (the White Army), who were at the first line in fighting the virus, for taking these swaps.
In spite of the pandemic, TBI cadres continued their normal work with the aim of conducting all banking business and paying the salaries of the State employees, whose salaries domiciled with the Bank.
Mr. Hamza Ramadan, TBI Head of Electronic Documentation, had a prominent and influential role in achieving the required communication for taking the necessary swaps which was done by the personal supervision and follow-up of Mr. Faisal Al-Haimus, Chairman & President of Trade Bank of Iraq, for the President always concerns for the health and safety of all the Bank’s cadres.
On this occasion, we stress the necessity to comply with the directives issued by the Supreme Committee for National Health and Safety and the Iraqi Ministry of Health in wearing masks and committing to social distancing.
Wishing health and safety for all Iraqi citizens and may God protect our country against the worst of this Pandemic.


The Winners of “TESTAHEL Dollar” 4th Monthly Draw/Season one receiving their prizes.
Dear Customers … Trade Bank of Iraq presents TESTAHEL Dollar 4th Monthly draw/Season One…
Congratulations for all winners and best of luck for all the participants in the upcoming draws.
Press release
Baghdad-Iraq
July 15th 2020
TBI congratulates all the winners in TESTAHEL Dollar Fourth monthly draw/Season One (USD). Congratulations to (Mrs. Huda Azeez Hameed Al-Ali) from TBI Basra branch for winning (USD 2500) two thousands and five hundred Dollar, and for the (5) winners, as listed below, for winning (USD 100) one hundred Dollar (for each): –
- First winner / Muhammad Nasser Kamel – TBI Iraqi Al Kut branch – USD 100.
- Second winner / Tariq Muhammad Radhi Zahid – TBI Iraqi Red Crescent Society – USD 100.
- Third winner / Ahmed Hassan Hataga – TBI Al Masbah branch – USD 100.
- Fourth winner / Abbas Waseel Kazem – TBI Al Masbah branch – USD 100.
- Fifth winner / Marwan Basil Yaqoub – TBI International Zone branch- USD 100.
The Fourth monthly draw (Season One) of TESTAHEL Dollar was held on Wednesday July 15th 2020 at TBI Head Office in Al Rasheed Street-Baghdad. The event was attended by Hussein Faisal Rishk, Head of Comprehensive Quality at CBI and TBI Vice Presidents: Mr. “Fouad Al Wakeel”, Mr. “Firas Al-Hamadani”, Mrs. Yussur Hazim, and number of TBI employees.
It is worth mentioning that “TESTAHEL Dollar” is one of the new products issued by Trade Bank of Iraq in 2020 (in USD) and has the approval of the Central Bank of Iraq. Any citizen can participate in it by depositing USD 100 in one of TBI branches to get a chance to win prizes through:
- Monthly Draws: (5) cash prizes of (USD 100) a (1) cash prize of (USD 2500).
- Semi-Annual Draws: (1) cash prize of (USD 5000) five thousand Dollars.
- Annual Draws: (1) cash prize of (USD 30,000) thirty thousand Dollars.


The Winners of “TESTAHEL” 4th Monthly Draw/Season Four receiving their prizes.
TESTAHEL Dinar 4th Monthly draw/Season Four, presented to you by Trade Bank of Iraq.
Congratulations for all winners and best of luck for all the participants in the upcoming draws.
Press release
Baghdad-Iraq
July 4th 2020
TBI congratulates all the winners in TESTAHEL Dinar Fourth monthly draw/Season Four. Congratulations to (Mr. Mohamed Manthar Dakhil) from TBI Parliament branch for winning (IQD 10,000,000) ten million Iraqi dinars, and for the (15) winners, as listed below, for winning (IQD 500,000) five hundred thousand Iraqi dinars (for each): –
- First winner / Saif Al-Din Fayez Ali – TBI Al Masbah branch- IQD 500,000.
- Second winner / Mahdi Hatif Kazem – TBI Al Najaf branch – IQD 500,000.
- Third winner / Mustafa Adel Selim – TBI Al Najaf branch – IQD 500,000.
- Fourth winner / Mazen Awni Muhaisen – TBI Main branch, IQD 500,000.
- Fifth winner / Jamal Shayal Naima – TBI Al Tahreer branch – IQD 500,000.
- Sixth winner / Ali Naseef Jassim – TBI Main branch – IQD 500,000.
- Seventh winner / Ali Abdullah Taqi – Majdi Mall, Al-Sulaimaniya branch – IQD 500,000.
- Eighth winner / Maha Kazem Jawad – Zayouna Mall branch – IQD 500,000.
- Ninth winner / Ahmed Talal Kadhim – TBI Meesan Oil Company branch – IQD 500,000.
- Tenth winner / Ali Yaqoub Dhahi -TBI Al Kut branch – IQD 500,000.
- Eleventh winner / Ihab Adeeb Ashraf – Zayouna Mall branch – IQD 500,000.
- Twelfth winner / Basma Jassim Obaid – TBI Main branch- IQD 500,000.
- Thirteenth winner / Ali Hussain Mizal – TBI Basrah branch – IQD 500,000.
- Fourteenth winner / Asma Muhammad Amin Saleh – Babylon Mall branch – IQD 500,000.
- Fifteenth winner / Zana Kamal Hakim – TBI Sulaymaniya branch – IQD 500,000.
The Fourth monthly draw/Season Four of TESTAHEL Dinar was held on Saturday July 4th 2020 at TBI Head Quarter Office in Al Rusafa -Baghdad. The event was attended by Mr. “Waleed Eidi” consultant of CBI, TBI Vice Presidents: Mr. “Fouad Al-Wakeel”, Mrs. “Yussur Hazim”, and number of the Bank employees.
It is worth mentioning that “TESTAHEL” is one of the new products issued by Trade Bank of Iraq in 2017 and continuing for the fourth consecutive year and has the approval of the Central Bank of Iraq. Any citizen can participate in it by depositing IQD 500,000 thousand in one of TBI branches to get a chance to win prizes through:
- Monthly Draws: (15) cash prizes of (IQD 500,000) a (1) cash prize of (IQD 10,000,000).
- Quarterly Draws: (20) cash prizes of (IQD 1,000,000) and (1) cash prize of (IQD 15,000,000) on June & December.
- Semi-Annual prizes: (25) cash prizes of (IQD 1,500,000) and (1) cash prize of (IQD 25,000,000).
- Annual prizes: (12) cash prizes of (IQD 5,000,000) and (2) cash prizes of (IQD 100,000,000).

Dear Customers … Trade Bank of Iraq presents to TESTAHEL Dollar 3rd Monthly draw/Season One…
Congratulations for all winners and best of luck for all the participants in the upcoming draws.
Press release
Baghdad-Iraq
June 15th 2020
TBI congratulates all the winners in TESTAHEL Dollar Third monthly draw/Season One (USD). Congratulations to (Mr. Wael Zekwan Fares) from TBI Hillah branch for winning (USD 2500) two thousands and five hundred Dollar, and for the (5) winners, as listed below, for winning (USD 100) one hundred Dollar (for each): –
- First winner / Dawood Salem Ahmed Al Salem- TBI Iraqi Red Crescent branch- USD 100.
- Second winner /Abdul Sattar Jumaa Dawood- TBI International Zone branch- USD 100.
- Third winner / Hussein Muhammad Salim Talal- TBI Iraqi Red Crescent branch- USD 100.
- Fourth winner / Dhakwan Fares Saleh- TBI Hillah branch- USD 100.
- Fifth winner / Zahraa Harbi Abdul-Sahib- TBI International Zone branch- USD 100.
The Third monthly draw (Season One) of TESTAHEL Dollar was held on Monday June 15th 2020 at TBI International Zone branch in Karkh-Baghdad. The event was attended by TBI Vice Presidents: Mr. “Firas Al-Hamadani”, Mrs. “Lina Talal”, Mrs. Yussur Hazim, and Mr. “Hussein Muhi” Head of TBI Retail Banking.
It is worth mentioning that “TESTAHEL Dollar” is one of the new products issued by Trade Bank of Iraq in 2020 (in USD) and has the approval of the Central Bank of Iraq. Any citizen can participate in it by depositing USD 100 in one of TBI branches to get a chance to win prizes through:
- Monthly Draws: (5) cash prizes of (USD 100) a (1) cash prize of (USD 2500).
- Semi-Annual Draws: (1) cash prize of (USD 5000) five thousand Dollars.
- Annual Draws: (1) cash prize of (USD 30,000) thirty thousand Dollars.


The Winners of “TESTAHEL” 3rd Monthly Draw/Season Four receiving their prizes.
TESTAHEL Dinar 3rd Monthly draw (First Quarterly draw)/Season Four, presented to you by Trade Bank of Iraq.
Congratulations for all winners and best of luck for all the participants in the upcoming draws.
Press release
Baghdad-Iraq
June 4th 2020
TBI congratulates all the winners in TESTAHEL Dinar Third monthly draw (First Quarterly draw)/Season Four. Congratulations to (Mrs. Hiba Abdul Kareem Ali) from Zayoona Mall branch for winning (IQD 15,000,000) fifteen million Iraqi dinars, and for the (20) winners, as listed below, for winning (IQD 1,000,000) five hundred thousand Iraqi dinars (for each): –
- First winner / Zainab Abdul Hussein Kazem – TBI Hillah branch- IQD 1,000,000.
- Second winner / Mudaffar Razzaq Hayawi – TBI Nasiriyah branch, IQD 1,000,000.
- Third winner / Joan Raouf Saleh – TBI Sulaymaniya branch, IQD 1,000,000.
- Fourth winner / Atiaf Jamal Ghulam Al-Saeedi – TBI Al Kut branch, IQD 1,000,000.
- Fifth winner / Noufal Abdul Hussein Saleh – TBI Hillah branch- IQD 1,000,000.
- Sixth winner / Sundus Arkan Abdul Karim – TBI Main branch, IQD 1,000,000.
- Seventh winner / Mona Hammoud Badan Al-Kaabi – TBI Al Kut branch, IQD 1,000,000.
- Eighth winner / Mohammed Abdul Wahab Faeq – TBI Parliament branch, IQD 1,000,000.
- Ninth winner / Maitham Ali Hussein – TBI Main branch IQD 1,000,000.
- Tenth winner / Ahmed Sabry Dahir Al-Badiri -TBI International Zone branch IQD 1,000,000.
- Eleventh winner / Khaled Omar Kareem – Majdi Mall, Al-Sulaimaniya branch, IQD 1,000,000.
- Twelfth winner / Zaid Khalaf Kazem – TBI Al Hillah branch, IQD 1,000,000.
- Thirteenth winner / Idris Hussain Ali – TBI Babylon Mall branch, IQD 1,000,000.
- Fourteenth winner / Fatima Qasim Ali – Zayouna Mall branch, IQD 1,000,000.
- Fifteenth winner / Athmar Abdul-Razzaq Musa – TBI Main branch, IQD 1,000,000.
- Sixteenth winner / Muhannad Loay Johar – TBI Main branch, IQD 1,000,000.
- Seventeenth winner / Maideh Mahmoud Hussein -TBI Al Hillah branch, IQD 1,000,000.
- Eighteenth winner / Ammar Mu’ti Mahdi – TBI Karbala branch, IQD 1,000,000.
- Nineteenth winner / Wijdan Salem Hantush – TBI Basrah branch, IQD 1,000,000.
- Twentieth winner / Nabil Kazem Najaf – TBI Najaf branch, IQD 1,000,000.
The Third monthly draw (First Quarterly draw)/Season Four of TESTAHEL Dinar was held on Monday June 4th 2020 at TBI International Zone branch in Karkh-Baghdad. The event was attended by Mr. “Waleed Eidi” consultant of CBI, TBI Vice Presidents: Mr. “Fouad Al-Wakeel”, Mrs. “Lina Talal” and Mr. “Firas Al-Hamadani”, and Mr. “Hussein Muhi” Head of TBI Retail Banking.
It is worth mentioning that “TESTAHEL” is one of the new products issued by Trade Bank of Iraq in 2017 and continuing for the fourth consecutive year and has the approval of the Central Bank of Iraq. Any citizen can participate in it by depositing IQD 500,000 thousand in one of TBI branches to get a chance to win prizes through:
- Monthly Draws: (15) cash prizes of (IQD 500,000) a (1) cash prize of (IQD 10,000,000).
- Quarterly Draws: (20) cash prizes of (IQD 1,000,000) and (1) cash prize of (IQD 15,000,000) on June & December.
- Semi-Annual prizes: (25) cash prizes of (IQD 1,500,000) and (1) cash prize of (IQD 25,000,000).
- Annual prizes: (12) cash prizes of (IQD 5,000,000) and (2) cash prizes of (IQD 100,000,000).

TESTAHEL Dollar 2nd Monthly draw/Season One, presented to you by Trade Bank of Iraq.
Congratulations for all winners and best of luck for all the participants in the upcoming draws.
Press release
Baghdad-Iraq
May 15, 2020
TBI congratulates all the winners in TESTAHEL Dollar Second monthly draw/Season One. Congratulations to (Mr. Tawfiq Ismail kadhim) from TBI Babylon Mall branch for winning (USD 2500) two thousands and five hundred Dollar, and for the (5) winners, as listed below, for winning (USD 500) five hundred thousand Iraqi dinars (for each): –
1- First winner / Sabiha Muhammad Hassan Ali – TBI Zayoona Mall branch – USD 100.
2- Second winner / Ali Faiz Majeed – TBI International Zone branch- USD 100.
3- Third winner / Hassan Hadi Abdel-Sahib – TBI Zayoona Mall Branch- USD 100.
4- Fourth winner / Sabiha Muhammad Hassan Ali – TBI Zayoona Mall branch – USD 100.
5- Fifth winner / Wael Basem Majshef- TBI International Zone branch- USD 100.
The Second monthly draw/Season One of TESTAHEL Dollar draw was held on Monday 15th of May 2020 at TBI International Zone branch in Karkh-Baghdad. The event was attended by Mr. “Waleed Eidi” consultant of CBI, TBI Vice Presidents: Mr. “Fouad Al-Wakeel”, Mrs. “Lina Talal” and Mr. “Firas Al-Hamadani”, and Mr. “Hussein Muhi” Head of TBI Retail Banking.
It is worth mentioning that “TESTAHEL Dollar” is one of the new products issued by Trade Bank of Iraq in 2020 (in USD) and has the approval of the Central Bank of Iraq. Any citizen can participate in it by depositing USD 100 in one of TBI branches to get a chance to win prizes through:
- Monthly Draws: (1) cash prize of (USD 2500) a (5) cash prize of (USD 100).
- Semi-Annual prizes: (1) cash prize of (USD 5000).
- Annual prizes: (1) cash prize of (USD 30,000).


The Winners of “TESTAHEL” 2nd Monthly Draw/Season Four receiving their prizes.
TESTAHEL 2nd Monthly draw/Season Four, presented to you by Trade Bank of Iraq.
Congratulations for all winners and best of luck for all the participants in the upcoming draws.
Press release
Baghdad-Iraq
May 4, 2020
TBI congratulates all the winners in TESTAHEL dinar Second monthly draw/Season Four. Congratulations to (Mr. Ahmed Haider Qamer) from Zayoona Mall branch for winning (IQD 10,000,000) Ten million Iraqi dinars, and for the (15) winners, as listed below, for winning (IQD 500,000) five hundred thousand Iraqi dinars (for each): –
1- First winner / Hussein Abdullah Obaid – TBI Al-Tahreer branch- IQD 500,000.
2- Second winner / Hussein Haider Mahdi – TBI Hillah branch-IQD 500,000.
3- Third winner / Hassan Falih Farhan – TBI Hillah branch-IQD 500,000.
4- Fourth winner / Abbas Abdullah Farman – TBI Hillah branch-IQD 500,000.
5- Fifth winner / Salah Mahdi Tajer – TBI Zayoona Mall branch-IQD 500,000.
6- Sixth winner / Murad Saadi Nassif – TBI Al-Tahreer branch-IQD 500,000.
7- Seventh winner / Shawqi George Ghazaleh – TBI Majdi Mall-Erbil Branch-IQD 500,000.
8- Eighth winner / Muhammad Abdul Karim Rasool -TBI Al Masbah Branch-IQD 500,000., 500,000 thousand Iraqi dinars.
9- Ninth winner / Ahmed Abdul Hassan Shaker –TBI Al Najaf branch-IQD 500,000.
10 – Tenth winner / Haiman Ali Hamid – TBI Sulaimaniya branch-IQD 500,000.
11- Eleventh winner / Haider Zamil Abdul Karim – TBI Zayoona Mall branch-IQD 500,000.
12- Twelfth winner / Salman Majeed Faleh – TBI Babylon Mall branch-IQD 500,000.
13- Thirteenth winner / Abdul Hassan Fayyad Radi – TBI Zayoona Mall branch-IQD 500,000.
14- Fourteenth winner / Haider Sadiq Jaafar – TBI Iraqi Red Crescent Society branch-IQD 500,000.
15- Fifteenth winner / Salwan Yahya Mohsen – TBI Al Hilla branch-IQD 500,000.
The Second monthly draw/Season Four of TESTAHEL dinar was held on Monday 4th of May 2020 at TBI International Zone branch in Karkh-Baghdad. The event was attended by Mr. “Waleed Eidi” consultant of CBI, TBI Vice Presidents: Mr. “Fouad Al-Wakeel”, Mrs. “Lina Talal” and Mr. “Firas Al-Hamadani”, and Mr. “Hussein Muhi” Head of TBI Retail Banking.
It is worth mentioning that “TESTAHEL” is one of the new products issued by Trade Bank of Iraq in 2017 and continuing for the fourth consecutive year and has the approval of the Central Bank of Iraq. Any citizen can participate in it by depositing IQD 500,000 thousand in one of TBI branches to get a chance to win prizes through:
- Monthly Draws: (15) cash prizes of (IQD 500,000) a (1) cash prize of (IQD 10,000,000).
- Quarterly Draws: (20) cash prizes of (IQD 1,000,000) and (1) cash prize of (IQD 15,000,000).
- Semi-Annual prizes: (25) cash prizes of (IQD 1,500,000) and (1) cash prize of (IQD 25,000,000).
- Annual prizes: (12) cash prizes of (IQD 5,000,000) and (2) cash prizes of (IQD 100,000,000).

TBI Initiatives in Supporting the Governmental Institutions in light of Exceptional Circumstances of Corona virus in Iraq
At the beginning of the Corona crisis, Trade Bank of Iraq donated an amount of (5) five million dollars to support the efforts of the Iraqi Ministry of Health in combating this epidemic, while its employees donated 25% of their salaries, where the total amount reached (IQD 265,100,000) two hundred and sixty-five million and one hundred and one thousand Iraqi dinars, to support the families affected by the outbreak of this new virus. The employee’s donations were deposited at the Ministry of Labor and Social Affairs account (Social Solidarity Contributions Account).
We wish all our beloved people a long-term health and wellness

Happy Labor Day
Press Release / the COUNCIL OF ARAB CENTRAL BANKS AND MONETARY AUTHORITIES GOVERNORS regarding the “ARAB FINANCIAL INCLUSION DAY”
البيان الصحفي بمناسبة اليوم العربي للشمول المالي 2020

Ramadan Kareem
The hosting of Mr. Fouad Al-Wakeel (Senior vice president of TBI) by Iraqia Channel.
He talks about the importance of the methods of online payment and the modern banking systems because of its benefit to the Iraqi citizens.

The Winners of “TESTAHEL Dollar” 1st Monthly Draw/Season One receiving their prizes.

The Winners of “TESTAHEL” 1st Monthly Draw/Season Four receiving their prizes.
An interview with Mr. Fouad Al-Wakeel (Vice President of TBI) explaining the social role of TBI by donating an amount of five million USD to support the efforts of Iraqi Ministry of Health, also the initiative of the staff of TBI of donating %25 of their salaries, the total collected amount is (265,101,000) Iraqi dinars to support the affected families from the outbreak of the new coronavirus, which was deposited in the account of Ministry of Labor and Social Affairs, the bank mobilized its efforts to this support because of the outbreak of the new coronavirus and based on the bank’s role in offering social initiatives to support our people and our country.

To meet the desires of our customers to get through this crisis and the precarious situation because of the outbreak of the coronavirus epidemic, the management of TBI decided to resume working hours of all its branches all week (Sunday to Thursday) from (9) A.M. till (1) P.M. starting from Sunday 19/04/2020 till further notice, knowing that the bank’s branches offer all banking processes like cash withdrawal and deposit and wire transfers in addition to the other banking services, we apologize for receiving credit transactions (granting loans transactions) because it has stopped till further notice.
Wishing everyone continued health and safety.
Our dear customers and followers .. We are showing you the first monthly draw for the first season of our new product “TESTAHEL dollar” in USD, which was launched by the bank last March of this year, wishing you the best of luck for the upcoming draws.
Press Release
Iraq – Baghdad
4th April 2020
TBI presents its new product (TESTAHEL dollar) as a response to the desire of the customers to diversify the sources of deposition and increase the number of prizes. Congratulations for all the winners in the first monthly draw for the first season for TESTAHEL dollar in USD, congratulations to Mr. Haider Adel Hussein from the International Zone Branch for winning ($2500) two thousand and five hundred USD, and congratulations for the (5) winners for winning ($100) One hundred USD: –
- Ms. Manar Adnan Nasri – Zayoona Mall Branch – $100.
- Mr. Ali Faez Majeed – International Zone Branch – $100.
- Mohammed Majeed Howshi – Iraqi Red Crescent Society Branch – $100.
- Haider Adel Hussein – International Zone Branch – $100.
- Ali Faez Majeed – International Zone Branch – $100.
First monthly draw/Season One of “TESTAHEL dollar” in Iraqi dinar was held on Saturday 15th April 2020 at the International Zone Branch in Baghdad/ Karkh. The event was attended by Mr. “Waleed Eidi” consultant of CBI, and Mr. “Fouad Al-Wakeel”, Mrs. “Lina Talal” and Mr. “Firas Al-Hamadani” vice presidents of TBI and Mr. “Hussein Muhi” Head of TBI Retail Banking Department
“TESTAHEL” product is a certificate of deposit issued by Trade Bank of Iraq in 2017 and approved by the Central Bank of Iraq. Any citizen can participate in this draw by depositing $100 and have the chance to win valuable prizes: –
- Monthly Draws: (5) cash prizes of ($100) a (1) cash prize of ($2500).
- Semi-Annual prizes: (1) cash prize of ($5,000).
- Annual prizes: (1) cash prizes of ($30,000).

As part of social responsibility towards our country and support for the governmental efforts represented by Ministry of Health of Iraq to combat the Corona Virus disease (COVID-19).
Considering the special circumstances our country is going through because of the new coronavirus, TBI management headed by Mr. Faisal Al-Haimus Chairman and President of TBI that the working days of all the branches shall be Monday and Wednesday of every week from 9:30 AM till 2:30 PM for the time being.
The bank shall offer the services of cash withdrawal a deposition and wire transfers in all of our branches to all the countries in the world including Jordan and Malaysia.
Knowing that the ATM machines spread all across Iraq which are 260 ATM machine operating around the clock to offer cash withdrawal to our customers, the staffs are working tirelessly to feed these machines with cash after it stocks out directly and in short period of time.
The bank’s management shall distribute 50 ATM machines in addition to the existing 260 machines this year.
TESTAHEL 1st Monthly draw/Season Four, presented to you by Trade Bank of Iraq.
Congratulations for all winners and best of luck for all the participants in the upcoming draws.
Press Release
Iraq – Baghdad
4th April 2020
Congratulations for all the winners in the first monthly draw for the fourth season for TESTAHEL in Iraqi dinar, congratulations to Mr. Nabil Qasim Mohammed from the Main Branch for winning (IQD 10,000,000) Ten million Iraqi dinars, and congratulations for the (15) winners for winning (IQD 500,000) five hundred thousand Iraqi dinars: –
- Muslim Kadhum Mohammed – Babylon mall Branch – IQD 500,000.
- Ridha Hasan Hameed – Najaf Branch – IQD 500,000.
- Saady Hussein Ahmed – Erbil Branch – IQD 500,000.
- Hussein Khawam Abdulabbas – Al Masbah Branch – IQD 500,000.
- Gorgis Dawood Shmuel – Erbil Branch – IQD 500,000.
- Sameer Abbas Ibrahim – Minstry of Oil Branch – IQD 500,000.
- Anas Jamal Hamzah – Iraqi Red Crescent Society Branch – IQD 500,000.
- Maha Kadhum Jawad – Zayoona Mall Branch – IQD 500,000.
- Hussein Mahdi Hasan – Al Masbah Branch – IQD 500,000.
- Wataan Abdulhasan Sajit – Al Masbah Branch – IQD 500,000.
- Hussein Ali Sadiq – Nasiriyah Branch – IQD 500,000.
- Hussein Kareem Miger – Najaf Branch – IQD 500,000.
- Muneam Enaia Hashim – Al Amarah Branch – IQD 500,000.
- Ruwaida Muthana – Majdi Mall/ Erbil Branch – IQD 500,000.
- Zainab Talib Alwan – Hilla Branch – IQD 500,000.
First monthly draw/Season Four of TESTAHEL in Iraqi dinar was held on Saturday 4th April 2020 at the International Zone Branch in Baghdad/ Karkh. The event was attended by Mr. “Waleed Eidi” consultant of CBI, and Mr. “Fouad Al-Wakeel”, Mrs. “Lina Talal” and Mr. “Firas Al-Hamadani” vice presidents of TBI and Mr. “Hussein Muhi” Head of TBI Retail Banking Department
“TESTAHEL” product is a certificate of deposit issued by Trade Bank of Iraq in 2017 and approved by the Central Bank of Iraq. Any citizen can participate in this draw by depositing IQD 500,000 and have the chance to win valuable prizes: –
- Monthly Draws: (15) cash prizes of (IQD 500,000) a (1) cash prize of (IQD 10,000,000).
- Quarterly Draws: (20) cash prizes of (IQD 1,000,000) and (1) cash prize of (IQD 15,000,000) (in June and December.
- Semi-Annual prizes: (25) cash prizes of (IQD 1,500,000) and (1) cash prize of (IQD 25,000,000) in September.
- Annual prizes: (12) cash prizes of (IQD 5,000,000) and (2) cash prizes of (IQD 100,000,000).


To support our people and considering the special circumstances our country is going through because of the new coronavirus, TBI management headed by Mr. Faisal Al-Haimus (Chairman and President of TBI) have decided to postpone collecting the premiums granted to the employees whose salaries are paid by the bank and those whose salaries are not paid by the bank, also the beneficiaries of Basmaya project residential loan and “Dirasty” loan and with no interest for two months starting from 01/04/2020 till 31/05/2020.
Knowing that those who don’t wish to postpone collecting their premiums and wish to continue collecting them can submit their applications in this matter to visit of the bank’s branches or send their applications to email: [email protected] provided that the application contains: full name of the borrower and the number of their bank account.
Wishing every one health and safety.
TRADE BANK OF IRAQ ANNOUNCES CAPITAL INCREASE UNDER NEW THREE YEAR STRATEGIC VISION
Baghdad,31 March 2020: Trade Bank of Iraq (TBI) has announced a new capital increase that aims to raise the bank’s financial strength in line with the new strategic vision for 2020-23.
The bank has increased its capital to USD 3 billion (3.5 Trillion Iraqi Dinar) for the year 2020 from USD 2.3 billion (2.7 Trillion Iraqi Dinar) in 2019.
The step has been taken with the approval of the Prime Minster of Iraq on the back of TBI’s 2019 financial results audited by Ernst & Young. The increased capital is aimed at reinforcing the bank’s status in Iraq and its position as a leading Iraqi bank with global reach.
TBI achieved a robust growth in revenues and in key financial areas during the financial year 2019. The audited financial results shows that TBI achieved revenues of USD 708 million (837 billion Iraqi Dinar), which grew by 12% over 2018, and a net profit of USD 556 million (657 billion Iraqi dinars) in 2019, an increase of 68% compared to the previous year.
The total assets of TBI grew to USD 29 billion (34 trillion Iraqi Dinar) in 2019 thereby recording an increase of 27% over the same period in 2018.
Faisal Al Haimus, Chairman & President of Trade Bank of Iraq, said: “The capital increase is a significant step forward on the path to creating a stronger and growing bank. It will reinforce our financial strength substantially.
“The new three year strategic vision of our operating business should position us for significant growth, both in revenues and profit.”
The capital increase, the largest in the history of TBI since its establishment in 2003, solidifies TBI’s leadership on development financing for the country and help continue to play a pivotal and influential role in Iraq’s ongoing recovery.
Faisal added: “We have accomplished a lot in the recent years but we are aware that we have still a long way to go. Our responsibility is to help increase the quality of life for the people of Iraq.
“This capital increase exemplifies our strong commitment to see projects that will significantly influence the lives of the people in Iraq – in cities, in rural communities, and one that will have lasting impact for our future generations.”
TBI also successfully transferred 20% of the bank’s profits for the year 2019 amounting to 111 million US dollars (131 billion Iraqi dinars) to the Ministry of Finance – the state’s treasury.
The bank opened its first branch outside Iraq last year in Riyadh, KSA and plans to upgrade its representative office in Abu Dhabi Global Market to enable it to conduct investment management and advisory activities.
-END-
About Trade Bank of Iraq (TBI)
The Trade Bank of Iraq was established in 2003 and is the top commercial bank in the country. The bank holds approximately 80% of the trade finance business in Iraq and ranked 1 among Arab banks in terms of cost to income ratio and 332 globally in terms of Tier 1 capital. It has established 26 branches across Iraq, offering a wide range of banking services to all customers including companies, individuals and government institutions to widen its customer base and expand into new markets.


Happy Mother’s Day.

Trade bank of Iraq announces the launch of TESTAHEL (USD TESTAHEL) in USD, you can visit one of our bank’s branches and participate by depositing ($100) One hundred USD and buy TESETAHEL ticket to the following prizes:
- Monthly prizes: – ($2,500) two thousand and five hundred USD and five prizes of ($100) One hundred USD.
- Semi-annual prize: – ($5,000) five thousand USD.
- Big Annual Prize: – ($30,000) thirty thousand USD.
Our dear customers, you can visit any of our branches to buy TESTAHEL ticket (TESTAHEL USD) to be one of the winners of our valuable prizes in the upcoming draws.
Based on its sense of social responsibility, TBI decided to donate an amount of five million dollars to support the efforts of the Ministry of Health in the new coronavirus disease control.

Congratulations for the four winners of the Hyundai saloon vehicle for each one of them in the big draw of TESTAHEL for the third season presented by the TBI.
Participate in TESTAHEL for a chance to win valuable prizes presented by the TBI for the fourth consecutive season.
Best of luck for all the participants in the upcoming draws.

The four winners of the annual big draw of TESTAHEL for the third season received their prizes, as follows:
- Zaid Sadeq Mohammed Ameen – Hyundai saloon vehicle – TBI Main Branch.
- Ahmed Talal Ahmed – Hyundai saloon vehicle – TBI Main Branch.
- Ali Haider Kareem – Hyundai saloon vehicle – TBI Babylon Mall Branch.
- Batool Farooq Mohammed Ali – Hyundai saloon vehicle – TBI Najaf Branch.
The winners expressed their joy for participating and winning these valuable prizes stressing on the transparency and the great role that TBI plays in stimulating the Iraqi economy and investing the citizens’ money correctly instead of hoarding them in homes, knowing that the winning opportunities have been increased for the fourth consecutive season by increasing the number of prizes that qualify more participants to win: –
- Monthly Draws: (15) cash prizes of (IQD 500,000) a (1) cash prize of (IQD 10,000,000).
- Quarterly Draws: (20) cash prizes of (IQD 1,000,000) and (1) cash prize of (IQD 15,000,000).
- Semi-Annual prizes: (25) cash prizes of (IQD 1,500,000) and (1) cash prize of (IQD 25,000,000).
- Annual prizes: (12) cash prizes of (IQD 5,000,000) and (2) cash prizes of (IQD 100,000,000).
Congratulations for the winner of the annual big draw of 150,000,000 A hundred and fifty million IQD for TESTAHEL for the third season presented by the TBI, we would like to point out that the face of the winner was blurred based on his request to respect his privacy.
Best of luck for all the participants in the upcoming draws.
We would like to congratulate the winner of the big annual draw of TESTAHEL for the third season Mr. “Husam”, we were pleased of his attendance to receive his big prize on Tuesday 10/03/2020 in Baghdad, the president of the TBI Mr. Faisal Al-Haimus handed him the prize of 150,000,000 a hundred and fifty million IQD.
The winner has expressed his gratitude towards the bank by saying: “It was a remarkable experience that distinguished TBI within the sector of the Iraqi banking sector and it was transparent and credible and it encourages the citizens to save their money and protect it from theft or damage, in the same time this saving is an investment of that money because of what the bank offers of valuable prizes, without the mutual trust between the bank and the client, I wouldn’t be able to participate in TESTAHEL and win”.
It is worth mentioning that “TESTAHEL” is one of the new products issued by Trade Bank of Iraq in March 2017. Any citizen can participate in it by depositing IQD 500,000 in one of TBI branches to qualify for the draws of the fourth season to get a chance to win the following prizes:
- Monthly Prizes: (1) cash prize of (IQD 10,000,000) and (15) cash prizes of (IQD 500,000).
- Quarterly Prizes: (1) cash prize of (IQD 15,000,000) and (20) cash prizes of (IQD 1,000,000).
- Semi-Annual prizes: (1) cash prize of (IQD 25,000,000) and (25) cash prizes of (IQD 1,500,000).
- Annual prizes: (2) cash prizes of (IQD 100,000,000) and (12) cash prizes of (IQD 5,000,000).
Hurry up to participate by visiting one of our branches located in Baghdad and other provinces.
This product is subject to the conditions and instructions of the Central Bank of Iraq.

The services that TBI provides for its clients in its 26 branches across Iraq, Haibet Khatoun Branch, Omar Bin Abdul Aziz St. – Adamiyah, – Baghdad.
TBI Basrah branch, one of Trade Bank of Iraq’s 26 branches providing best banking services for its customers, made the most profits in 2019.
Branch location: Istiklal St., near the General Traffic Directorate-Basrah
Trade Bank of Iraq showcases investment opportunities in Iraq at Global Trade Review MENA 2020 summit
Baghdad, February 26 2020: Trade Bank of Iraq (TBI) promoted investment opportunities in Iraq at the Global Trade Review (GTR) MENA 2020 summit held in Dubai and highlighted their commitment towards reconstruction of Iraq through its activities in the trade finance sector.
Several infrastructure projects are underway in Iraq as the country continues to rebuild leading to several potential investment opportunities in the region especially in the power sector.
It’s assessed that the real GDP growth of Iraq is expected to grow up by an average of 3.1% by 2023 with non-oil GDP expected to grow tremendously on the back of the reconstruction efforts.
TBI representatives present at the GTR MENA summit highlighted the potential opportunities to invest in the fledgling economy as the country continues to rebuild.
Commenting on TBI’s participation at the GTR MENA summit Faisal Al Haimus, Chairman & President of Trade Bank of Iraq said: “We have seen a lot of success in the recent years and are on the path to bigger things. Our presence at the GTR is a reflection of our ambition to earmark our presence outside Iraq.
“TBI’s total assets has recorded an increase of 27% and our net profits has seen an increase of 68% in the year 2019 compared to the previous year and we are committed to build on this growth.
“We are working on the growth and expansion of our operations and will be soon making a few announcements in the coming days.”
TBI is currently working on expanding its network domestically & Internationally to diversify the sources of revenue from retail banking in Iraq to international operations in order to achieve a 30% compounded annual growth rate envisaged in the bank’s business plan for 2020-23.
ENDS
About Trade Bank of Iraq (TBI)
The Trade Bank of Iraq was established in 2003 and is the top commercial bank in the country. The bank holds approximately 80% of the trade finance business in Iraq and ranked 1 among Arab banks in terms of cost to income ratio and 332 globally in terms of Tier 1 capital. It has established 26 branches across Iraq, offering a wide range of banking services to all customers including companies, individuals and government institutions to widen its customer base and expand into new markets.

TBI Main branch, one of Trade Bank of Iraq’s 26 branches providing best banking services for its customers, made the most profits in 2019.
Branch location: Alkindi street-AlHarthyia-Baghdad.
TRADE BANK OF IRAQ CONTINUES STRONG GROWTH AND POSTS NET PROFIT OF USD 556 MILLION FOR 2019
Baghdad, Iraq, 17 February 2020: Trade Bank of Iraq (TBI), established in 2003, achieved a robust growth in revenues and in key financial areas during 2019, for another consecutive year with its consistent performance, preliminary report released by the bank for the financial year during 31/12/2019.
The bank posted a net profit of USD 556 million in 2019, an increase of 68% from 2018, on revenues of USD 673 million, which grew by 12% over the previous year.
Financial unaudited statements for the year ending 31st December 2019 reveal enhanced financial strength of TBI as a consequence of incessant improvements throughout the year in key sectors, including gross revenue and total assets.
The total assets of TBI grew to USD 29 billion in 2019 thereby recording an increase of 27% As a preliminary comparison to 2018.
Primary results the resilient earnings and improved asset base have earned TBI multiple awards at the recently held The Banker Awards 2019 in London.
The bank granted loans during 2019 to the tune of USD 434 million, the 2019 bank’s efforts made to lift the Iraqi economy and social development during the year through loans aggregating USD 1.9 billion for various Iraqi governmental and public sector projects in energy, industrial, agricultural and commercial sectors, assisting them in achieving further growth of the Iraqi economy
TBI is currently working on expanding its network domestically & Internationally to diversify the sources of revenue from retail banking in Iraq to international operations in order to achieve a 30% compounded annual growth rate envisaged in the bank’s business plan for 2020-23.
The bank opened its first branch outside Iraq last year in Riyadh, KSA and plans to upgrade its representative office in Abu Dhabi Global Market to enable it to conduct investment management and advisory activities.
Faisal Al Haimus, Chairman & President of Trade Bank of Iraq, said: “last year has been a good period for TBI and we have continued to support businesses and financial institutions to facilitate growth and expansion across many sectors.
We have achieved this success through prudent risk management and our aggressive technology-supported expansion strategy.
We will continue to thrust our technology-driven customer service initiatives in order to ensure more efficient and diverse services to our customers, reduce costs, and improve productivity.
“As part of our strategic plan, we are aiming for bigger retail and international business to achieve a growth rate of 30% of our total revenues, year on year basis, in the next three years through new technology-driven, need-based product offerings and international expansion.
As TBI moves forward with its 2020-23 strategic plan that will take the bank higher, it will continue to play a pivotal and influential role in Iraq’s ongoing recovery.”
-END-
About Trade Bank of Iraq (TBI)
The Trade Bank of Iraq was established in 2003 and is the top commercial bank in the country. The bank holds approximately 80% of the trade finance business in Iraq and ranked 1 among Arab banks in terms of cost to income ratio and 332 globally in terms of Tier 1 capital. It has established 26 branches across Iraq, offering a wide range of banking services to all customers including companies, individuals and government institutions to widen its customer base and expand into new markets.


The Winners of “TESTAHEL” 11th Monthly Draw/Season Three receiving their prizes.
TESTAHEL 11th Monthly draw/Season Three, presented to you by Trade Bank of Iraq.
Congratulations for all winners and best of luck for all the participants in the upcoming draws.
Press Release
Iraq – Baghdad
4th February 2020
Trade Bank of Iraq is very pleased to announce the winners in TESTAHEL 11th monthly draw/Season 3; Congratulations to Mr. (Assad Abdul-Sadah Abbas) from TBI Nasiriyah branch for winning IQD 10,000,000 million, and to the other (8) winners for winning IQD (1,000,000) each. The 8 winners are:
- Ahmed Chalobe Bagai– TBI Al Kut Branch
- Muayyad Abdullah Kanaan– TBI Main Branch
- Israa Khalid Kadhim– TBI Zayoona Mall Branch
- Mohammed Ali Mahmood – TBI Tahreer Branch
- Waleed Salman Hussein– TBI Al Masbah Branch
- Zine El Abidine Ammar Hussein– TBI Zayoona Mall Branch
- Ibtisam Abdul Hassan Musa – TBI Iraqi Red Crescent Society Branch
- Ammna Khalifa Waseef – TBI Zayoona Mall Branch
The Eleventh monthly draw/Season Three was held on Tuesday 4th February 2020 at TBI Al Masbah Branch – Al-Rusafa area – Al-Karada. The event was attended by Mr. Waleed Eidi (CBI Counselor), Mr. Fouad Al-Wakeel (TBI Senior Vice President) and Mr. Hussein Ali Muhi (Head of TBI Retail Banking) and number of TESTAHEL participators who submitted an attendance form through the Bank page on Facebook.
It is worth mentioning that “TESTAHEL” is one of the new products issued by Trade Bank of Iraq in 2017, which has the approval of the Central Bank of Iraq, and still proceeding for the third year in row. Any citizen can participate in it by depositing IQD 500,000 thousand in one of TBI branches to get a chance to win formidable prizes:
- Monthly Prizes
(8) Cash prizes of IQD (1,000,000) million and (1) of IQD (10,000,000) million.
- Quarterly Prizes
(8) Cash prizes of IQD (1,500,000) million and (1) of IQD (20,000,000) million
- Semi-annual Prizes
(15) Cash prize of IQD (2,500,000) million and (1) of IQD (30,000,000) million
- Annual Prizes
(4) prizes of Hyundai Elantra cars and (1) cash prize of IQD (150,000,000) million.




























