Visa Gold

VISA Gold

Features:

1. The card validity is three (3) years.
2. The card currency is (USD) Dollar.
3. The card is linked to a bank account.
4. It can be used locally and internationally, and in the currency of any country outside Iraq.
5. The card supports contactless payments for easy and secure transactions.
6. Free cash deposit and withdrawal through all bank branches.
7. The VISA Gold can be used for online purchases or direct purchases through POSs inside and outside Iraq.

Limits of Use:

1. Cash withdrawal from ATMs limit inside Iraq is: (USD 500) five hundred US dollars per day, or its equivalent in other currencies, with a monthly limit of (USD 3,000) three thousand US dollars, or its equivalent in other currencies.
2. Cash withdrawal from ATMs outside Iraq limit is: (USD 100) one hundred US dollars per day, with a monthly limit of (USD 500) five hundred US dollars, or its equivalent in other currencies.
3. The daily and monthly limit for purchases and direct payments through POSs and websites inside Iraq is (USD 5,000) five thousand US dollars per day, and (USD 20,000) twenty thousand US dollars per month, or their equivalent in other currencies.
4. The daily and monthly limit for purchases and direct payments through POSs and websites outside Iraq (basic monthly limit) is (USD 4,500) four thousand five hundred US dollars, or its equivalent in other currencies.
5. The daily and monthly limit for purchases and direct payments through POSs and websites outside Iraq for travel purposes (airlines, hotels, travel agencies, car rentals, etc.) is: (USD 20,000) twenty thousand US dollars, or its equivalent in other currencies, including the basic monthly limit.
6. The daily and monthly limit for purchases and direct payments through POSs and websites outside Iraq for medical treatment and healthcare services (hospitals, clinics, pharmacies, etc.) is equivalent to (USD 50,000) fifty thousand US dollars, or its equivalent in other currencies, including the basic monthly limit.

Fees and Issuance:

1. Issuance or renewal fee of the VISA Gold is: (IQD 5,000) five thousand Iraqi dinars.
2. Activating SMS fee is: (IQD 25,000) twenty-five thousand Iraqi dinars, which will be deducted annually from the customer’s balance without prior notice (This is an Optional service for customers willing to receive SMS alerts).
3. Cash withdrawal from non-TBI ATMs (which are within the National Switch) inside Iraq fee is 0.004, according to the Central Bank of Iraq instructions.

(All products, services, and electronic payment cards are subject to the terms, regulations, and instructions issued by Trade Bank of Iraq).